LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,424
−HK$6,485/mo
▼ 0.25% · 3.875%
HK$106,641
−HK$3,268/mo
Today · 4.125%
HK$109,909
baseline
▲ 0.50% · 4.625%
HK$116,597
+HK$6,688/mo
Deposit HK$22.68M · loan HK$22.68M · min. income ≈ HK$219,818/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$1,927,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,058
−HK$6,216/mo
▼ 0.25% · 3.875%
HK$118,144
−HK$3,130/mo
Today · 4.125%
HK$121,274
baseline
▲ 0.50% · 4.625%
HK$127,667
+HK$6,393/mo
Deposit HK$22.68M · loan HK$22.68M · min. income ≈ HK$242,548/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$1,927,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,109
−HK$7,782/mo
▼ 0.25% · 3.875%
HK$127,969
−HK$3,922/mo
Today · 4.125%
HK$131,891
baseline
▲ 0.50% · 4.625%
HK$139,916
+HK$8,025/mo
Deposit HK$18.14M · loan HK$27.21M · min. income ≈ HK$263,782/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,927,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,069
−HK$7,460/mo
▼ 0.25% · 3.875%
HK$141,772
−HK$3,757/mo
Today · 4.125%
HK$145,529
baseline
▲ 0.50% · 4.625%
HK$153,200
+HK$7,671/mo
Deposit HK$18.14M · loan HK$27.21M · min. income ≈ HK$291,058/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,927,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,793
−HK$9,080/mo
▼ 0.25% · 3.875%
HK$149,297
−HK$4,576/mo
Today · 4.125%
HK$153,873
baseline
▲ 0.50% · 4.625%
HK$163,236
+HK$9,363/mo
Deposit HK$13.61M · loan HK$31.75M · min. income ≈ HK$307,746/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,927,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,081
−HK$8,703/mo
▼ 0.25% · 3.875%
HK$165,401
−HK$4,383/mo
Today · 4.125%
HK$169,784
baseline
▲ 0.50% · 4.625%
HK$178,733
+HK$8,949/mo
Deposit HK$13.61M · loan HK$31.75M · min. income ≈ HK$339,568/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,927,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,163
−HK$11,674/mo
▼ 0.25% · 3.875%
HK$191,953
−HK$5,884/mo
Today · 4.125%
HK$197,837
baseline
▲ 0.50% · 4.625%
HK$209,875
+HK$12,038/mo
Deposit HK$4.54M · loan HK$40.82M · min. income ≈ HK$395,674/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,927,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,104
−HK$11,189/mo
▼ 0.25% · 3.875%
HK$212,659
−HK$5,634/mo
Today · 4.125%
HK$218,293
baseline
▲ 0.50% · 4.625%
HK$229,800
+HK$11,507/mo
Deposit HK$4.54M · loan HK$40.82M · min. income ≈ HK$436,586/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,927,639 · Scale 2, in force from 26 Feb 2026)