LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,343
−HK$648/mo
▼ 0.25% · 3.875%
HK$10,664
−HK$327/mo
Today · 4.125%
HK$10,991
baseline
▲ 0.50% · 4.625%
HK$11,660
+HK$669/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$21,982/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$71,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,506
−HK$622/mo
▼ 0.25% · 3.875%
HK$11,815
−HK$313/mo
Today · 4.125%
HK$12,128
baseline
▲ 0.50% · 4.625%
HK$12,767
+HK$639/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$24,256/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$71,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,411
−HK$779/mo
▼ 0.25% · 3.875%
HK$12,797
−HK$393/mo
Today · 4.125%
HK$13,190
baseline
▲ 0.50% · 4.625%
HK$13,992
+HK$802/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$26,380/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$71,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,807
−HK$746/mo
▼ 0.25% · 3.875%
HK$14,178
−HK$375/mo
Today · 4.125%
HK$14,553
baseline
▲ 0.50% · 4.625%
HK$15,321
+HK$768/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$29,106/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$71,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,480
−HK$908/mo
▼ 0.25% · 3.875%
HK$14,930
−HK$458/mo
Today · 4.125%
HK$15,388
baseline
▲ 0.50% · 4.625%
HK$16,324
+HK$936/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$30,776/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$71,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,109
−HK$870/mo
▼ 0.25% · 3.875%
HK$16,541
−HK$438/mo
Today · 4.125%
HK$16,979
baseline
▲ 0.50% · 4.625%
HK$17,874
+HK$895/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$33,958/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$71,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,617
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,196
−HK$588/mo
Today · 4.125%
HK$19,784
baseline
▲ 0.50% · 4.625%
HK$20,988
+HK$1,204/mo
Deposit HK$454K · loan HK$4.08M · min. income ≈ HK$39,568/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$71,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,711
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,267
−HK$563/mo
Today · 4.125%
HK$21,830
baseline
▲ 0.50% · 4.625%
HK$22,981
+HK$1,151/mo
Deposit HK$454K · loan HK$4.08M · min. income ≈ HK$43,660/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$71,080 · Scale 2, in force from 26 Feb 2026)