LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,433
−HK$6,487/mo
▼ 0.25% · 3.875%
HK$106,651
−HK$3,269/mo
Today · 4.125%
HK$109,920
baseline
▲ 0.50% · 4.625%
HK$116,608
+HK$6,688/mo
Deposit HK$22.68M · loan HK$22.68M · min. income ≈ HK$219,840/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$1,927,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,069
−HK$6,216/mo
▼ 0.25% · 3.875%
HK$118,155
−HK$3,130/mo
Today · 4.125%
HK$121,285
baseline
▲ 0.50% · 4.625%
HK$127,679
+HK$6,394/mo
Deposit HK$22.68M · loan HK$22.68M · min. income ≈ HK$242,570/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$1,927,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,120
−HK$7,784/mo
▼ 0.25% · 3.875%
HK$127,981
−HK$3,923/mo
Today · 4.125%
HK$131,904
baseline
▲ 0.50% · 4.625%
HK$139,930
+HK$8,026/mo
Deposit HK$18.14M · loan HK$27.22M · min. income ≈ HK$263,808/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,927,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,082
−HK$7,461/mo
▼ 0.25% · 3.875%
HK$141,786
−HK$3,757/mo
Today · 4.125%
HK$145,543
baseline
▲ 0.50% · 4.625%
HK$153,214
+HK$7,671/mo
Deposit HK$18.14M · loan HK$27.22M · min. income ≈ HK$291,086/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,927,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,807
−HK$9,080/mo
▼ 0.25% · 3.875%
HK$149,311
−HK$4,576/mo
Today · 4.125%
HK$153,887
baseline
▲ 0.50% · 4.625%
HK$163,251
+HK$9,364/mo
Deposit HK$13.61M · loan HK$31.75M · min. income ≈ HK$307,774/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,927,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,096
−HK$8,704/mo
▼ 0.25% · 3.875%
HK$165,417
−HK$4,383/mo
Today · 4.125%
HK$169,800
baseline
▲ 0.50% · 4.625%
HK$178,750
+HK$8,950/mo
Deposit HK$13.61M · loan HK$31.75M · min. income ≈ HK$339,600/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,927,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,180
−HK$11,675/mo
▼ 0.25% · 3.875%
HK$191,971
−HK$5,884/mo
Today · 4.125%
HK$197,855
baseline
▲ 0.50% · 4.625%
HK$209,894
+HK$12,039/mo
Deposit HK$4.54M · loan HK$40.82M · min. income ≈ HK$395,710/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,927,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,124
−HK$11,190/mo
▼ 0.25% · 3.875%
HK$212,678
−HK$5,636/mo
Today · 4.125%
HK$218,314
baseline
▲ 0.50% · 4.625%
HK$229,821
+HK$11,507/mo
Deposit HK$4.54M · loan HK$40.82M · min. income ≈ HK$436,628/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,927,819 · Scale 2, in force from 26 Feb 2026)