LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,455
−HK$6,488/mo
▼ 0.25% · 3.875%
HK$106,673
−HK$3,270/mo
Today · 4.125%
HK$109,943
baseline
▲ 0.50% · 4.625%
HK$116,632
+HK$6,689/mo
Deposit HK$22.68M · loan HK$22.68M · min. income ≈ HK$219,886/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$1,928,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,093
−HK$6,218/mo
▼ 0.25% · 3.875%
HK$118,179
−HK$3,132/mo
Today · 4.125%
HK$121,311
baseline
▲ 0.50% · 4.625%
HK$127,705
+HK$6,394/mo
Deposit HK$22.68M · loan HK$22.68M · min. income ≈ HK$242,622/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$1,928,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,146
−HK$7,785/mo
▼ 0.25% · 3.875%
HK$128,008
−HK$3,923/mo
Today · 4.125%
HK$131,931
baseline
▲ 0.50% · 4.625%
HK$139,959
+HK$8,028/mo
Deposit HK$18.15M · loan HK$27.22M · min. income ≈ HK$263,862/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$1,928,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,111
−HK$7,462/mo
▼ 0.25% · 3.875%
HK$141,815
−HK$3,758/mo
Today · 4.125%
HK$145,573
baseline
▲ 0.50% · 4.625%
HK$153,246
+HK$7,673/mo
Deposit HK$18.15M · loan HK$27.22M · min. income ≈ HK$291,146/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$1,928,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,837
−HK$9,083/mo
▼ 0.25% · 3.875%
HK$149,342
−HK$4,578/mo
Today · 4.125%
HK$153,920
baseline
▲ 0.50% · 4.625%
HK$163,285
+HK$9,365/mo
Deposit HK$13.61M · loan HK$31.76M · min. income ≈ HK$307,840/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,928,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,130
−HK$8,705/mo
▼ 0.25% · 3.875%
HK$165,451
−HK$4,384/mo
Today · 4.125%
HK$169,835
baseline
▲ 0.50% · 4.625%
HK$178,787
+HK$8,952/mo
Deposit HK$13.61M · loan HK$31.76M · min. income ≈ HK$339,670/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,928,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,219
−HK$11,678/mo
▼ 0.25% · 3.875%
HK$192,011
−HK$5,886/mo
Today · 4.125%
HK$197,897
baseline
▲ 0.50% · 4.625%
HK$209,938
+HK$12,041/mo
Deposit HK$4.54M · loan HK$40.83M · min. income ≈ HK$395,794/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,928,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,167
−HK$11,192/mo
▼ 0.25% · 3.875%
HK$212,723
−HK$5,636/mo
Today · 4.125%
HK$218,359
baseline
▲ 0.50% · 4.625%
HK$229,869
+HK$11,510/mo
Deposit HK$4.54M · loan HK$40.83M · min. income ≈ HK$436,718/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,928,221 · Scale 2, in force from 26 Feb 2026)