LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,456
−HK$6,488/mo
▼ 0.25% · 3.875%
HK$106,674
−HK$3,270/mo
Today · 4.125%
HK$109,944
baseline
▲ 0.50% · 4.625%
HK$116,634
+HK$6,690/mo
Deposit HK$22.69M · loan HK$22.69M · min. income ≈ HK$219,888/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$1,928,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,094
−HK$6,218/mo
▼ 0.25% · 3.875%
HK$118,181
−HK$3,131/mo
Today · 4.125%
HK$121,312
baseline
▲ 0.50% · 4.625%
HK$127,707
+HK$6,395/mo
Deposit HK$22.69M · loan HK$22.69M · min. income ≈ HK$242,624/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$1,928,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,148
−HK$7,785/mo
▼ 0.25% · 3.875%
HK$128,009
−HK$3,924/mo
Today · 4.125%
HK$131,933
baseline
▲ 0.50% · 4.625%
HK$139,961
+HK$8,028/mo
Deposit HK$18.15M · loan HK$27.22M · min. income ≈ HK$263,866/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$1,928,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,113
−HK$7,462/mo
▼ 0.25% · 3.875%
HK$141,817
−HK$3,758/mo
Today · 4.125%
HK$145,575
baseline
▲ 0.50% · 4.625%
HK$153,248
+HK$7,673/mo
Deposit HK$18.15M · loan HK$27.22M · min. income ≈ HK$291,150/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$1,928,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,839
−HK$9,083/mo
▼ 0.25% · 3.875%
HK$149,344
−HK$4,578/mo
Today · 4.125%
HK$153,922
baseline
▲ 0.50% · 4.625%
HK$163,287
+HK$9,365/mo
Deposit HK$13.61M · loan HK$31.76M · min. income ≈ HK$307,844/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,928,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,132
−HK$8,705/mo
▼ 0.25% · 3.875%
HK$165,453
−HK$4,384/mo
Today · 4.125%
HK$169,837
baseline
▲ 0.50% · 4.625%
HK$178,790
+HK$8,953/mo
Deposit HK$13.61M · loan HK$31.76M · min. income ≈ HK$339,674/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,928,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,221
−HK$11,678/mo
▼ 0.25% · 3.875%
HK$192,014
−HK$5,885/mo
Today · 4.125%
HK$197,899
baseline
▲ 0.50% · 4.625%
HK$209,941
+HK$12,042/mo
Deposit HK$4.54M · loan HK$40.83M · min. income ≈ HK$395,798/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,928,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,169
−HK$11,193/mo
▼ 0.25% · 3.875%
HK$212,726
−HK$5,636/mo
Today · 4.125%
HK$218,362
baseline
▲ 0.50% · 4.625%
HK$229,872
+HK$11,510/mo
Deposit HK$4.54M · loan HK$40.83M · min. income ≈ HK$436,724/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,928,246 · Scale 2, in force from 26 Feb 2026)