LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,463
−HK$6,488/mo
▼ 0.25% · 3.875%
HK$106,681
−HK$3,270/mo
Today · 4.125%
HK$109,951
baseline
▲ 0.50% · 4.625%
HK$116,641
+HK$6,690/mo
Deposit HK$22.69M · loan HK$22.69M · min. income ≈ HK$219,902/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$1,928,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,101
−HK$6,219/mo
▼ 0.25% · 3.875%
HK$118,188
−HK$3,132/mo
Today · 4.125%
HK$121,320
baseline
▲ 0.50% · 4.625%
HK$127,715
+HK$6,395/mo
Deposit HK$22.69M · loan HK$22.69M · min. income ≈ HK$242,640/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$1,928,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,155
−HK$7,786/mo
▼ 0.25% · 3.875%
HK$128,017
−HK$3,924/mo
Today · 4.125%
HK$131,941
baseline
▲ 0.50% · 4.625%
HK$139,969
+HK$8,028/mo
Deposit HK$18.15M · loan HK$27.22M · min. income ≈ HK$263,882/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$1,928,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,121
−HK$7,463/mo
▼ 0.25% · 3.875%
HK$141,826
−HK$3,758/mo
Today · 4.125%
HK$145,584
baseline
▲ 0.50% · 4.625%
HK$153,258
+HK$7,674/mo
Deposit HK$18.15M · loan HK$27.22M · min. income ≈ HK$291,168/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$1,928,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,848
−HK$9,083/mo
▼ 0.25% · 3.875%
HK$149,353
−HK$4,578/mo
Today · 4.125%
HK$153,931
baseline
▲ 0.50% · 4.625%
HK$163,297
+HK$9,366/mo
Deposit HK$13.61M · loan HK$31.76M · min. income ≈ HK$307,862/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,928,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,142
−HK$8,706/mo
▼ 0.25% · 3.875%
HK$165,463
−HK$4,385/mo
Today · 4.125%
HK$169,848
baseline
▲ 0.50% · 4.625%
HK$178,800
+HK$8,952/mo
Deposit HK$13.61M · loan HK$31.76M · min. income ≈ HK$339,696/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,928,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,233
−HK$11,678/mo
▼ 0.25% · 3.875%
HK$192,026
−HK$5,885/mo
Today · 4.125%
HK$197,911
baseline
▲ 0.50% · 4.625%
HK$209,954
+HK$12,043/mo
Deposit HK$4.54M · loan HK$40.84M · min. income ≈ HK$395,822/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,928,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,182
−HK$11,193/mo
▼ 0.25% · 3.875%
HK$212,739
−HK$5,636/mo
Today · 4.125%
HK$218,375
baseline
▲ 0.50% · 4.625%
HK$229,886
+HK$11,511/mo
Deposit HK$4.54M · loan HK$40.84M · min. income ≈ HK$436,750/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,928,363 · Scale 2, in force from 26 Feb 2026)