LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,348
−HK$649/mo
▼ 0.25% · 3.875%
HK$10,670
−HK$327/mo
Today · 4.125%
HK$10,997
baseline
▲ 0.50% · 4.625%
HK$11,666
+HK$669/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$21,994/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$71,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,512
−HK$622/mo
▼ 0.25% · 3.875%
HK$11,820
−HK$314/mo
Today · 4.125%
HK$12,134
baseline
▲ 0.50% · 4.625%
HK$12,773
+HK$639/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$24,268/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$71,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,417
−HK$779/mo
▼ 0.25% · 3.875%
HK$12,803
−HK$393/mo
Today · 4.125%
HK$13,196
baseline
▲ 0.50% · 4.625%
HK$13,999
+HK$803/mo
Deposit HK$1.82M · loan HK$2.72M · min. income ≈ HK$26,392/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$71,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,814
−HK$746/mo
▼ 0.25% · 3.875%
HK$14,184
−HK$376/mo
Today · 4.125%
HK$14,560
baseline
▲ 0.50% · 4.625%
HK$15,328
+HK$768/mo
Deposit HK$1.82M · loan HK$2.72M · min. income ≈ HK$29,120/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$71,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,487
−HK$908/mo
▼ 0.25% · 3.875%
HK$14,937
−HK$458/mo
Today · 4.125%
HK$15,395
baseline
▲ 0.50% · 4.625%
HK$16,332
+HK$937/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$30,790/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$71,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,116
−HK$871/mo
▼ 0.25% · 3.875%
HK$16,549
−HK$438/mo
Today · 4.125%
HK$16,987
baseline
▲ 0.50% · 4.625%
HK$17,882
+HK$895/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$33,974/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$71,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,626
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,205
−HK$589/mo
Today · 4.125%
HK$19,794
baseline
▲ 0.50% · 4.625%
HK$20,998
+HK$1,204/mo
Deposit HK$454K · loan HK$4.08M · min. income ≈ HK$39,588/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$71,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,721
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,277
−HK$564/mo
Today · 4.125%
HK$21,841
baseline
▲ 0.50% · 4.625%
HK$22,992
+HK$1,151/mo
Deposit HK$454K · loan HK$4.08M · min. income ≈ HK$43,682/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$71,294 · Scale 2, in force from 26 Feb 2026)