LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,488
−HK$6,490/mo
▼ 0.25% · 3.875%
HK$106,707
−HK$3,271/mo
Today · 4.125%
HK$109,978
baseline
▲ 0.50% · 4.625%
HK$116,670
+HK$6,692/mo
Deposit HK$22.69M · loan HK$22.69M · min. income ≈ HK$219,956/mo (50% DSR)
Upfront cash ≈ HK$24.62M (deposit + AVD stamp duty HK$1,928,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,129
−HK$6,221/mo
▼ 0.25% · 3.875%
HK$118,217
−HK$3,133/mo
Today · 4.125%
HK$121,350
baseline
▲ 0.50% · 4.625%
HK$127,746
+HK$6,396/mo
Deposit HK$22.69M · loan HK$22.69M · min. income ≈ HK$242,700/mo (50% DSR)
Upfront cash ≈ HK$24.62M (deposit + AVD stamp duty HK$1,928,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,186
−HK$7,787/mo
▼ 0.25% · 3.875%
HK$128,049
−HK$3,924/mo
Today · 4.125%
HK$131,973
baseline
▲ 0.50% · 4.625%
HK$140,004
+HK$8,031/mo
Deposit HK$18.15M · loan HK$27.23M · min. income ≈ HK$263,946/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$1,928,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,155
−HK$7,465/mo
▼ 0.25% · 3.875%
HK$141,861
−HK$3,759/mo
Today · 4.125%
HK$145,620
baseline
▲ 0.50% · 4.625%
HK$153,295
+HK$7,675/mo
Deposit HK$18.15M · loan HK$27.23M · min. income ≈ HK$291,240/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$1,928,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,883
−HK$9,086/mo
▼ 0.25% · 3.875%
HK$149,390
−HK$4,579/mo
Today · 4.125%
HK$153,969
baseline
▲ 0.50% · 4.625%
HK$163,337
+HK$9,368/mo
Deposit HK$13.62M · loan HK$31.77M · min. income ≈ HK$307,938/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,928,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,181
−HK$8,708/mo
▼ 0.25% · 3.875%
HK$165,504
−HK$4,385/mo
Today · 4.125%
HK$169,889
baseline
▲ 0.50% · 4.625%
HK$178,845
+HK$8,956/mo
Deposit HK$13.62M · loan HK$31.77M · min. income ≈ HK$339,778/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,928,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,279
−HK$11,681/mo
▼ 0.25% · 3.875%
HK$192,073
−HK$5,887/mo
Today · 4.125%
HK$197,960
baseline
▲ 0.50% · 4.625%
HK$210,005
+HK$12,045/mo
Deposit HK$4.54M · loan HK$40.85M · min. income ≈ HK$395,920/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,928,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,233
−HK$11,196/mo
▼ 0.25% · 3.875%
HK$212,791
−HK$5,638/mo
Today · 4.125%
HK$218,429
baseline
▲ 0.50% · 4.625%
HK$229,943
+HK$11,514/mo
Deposit HK$4.54M · loan HK$40.85M · min. income ≈ HK$436,858/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,928,838 · Scale 2, in force from 26 Feb 2026)