LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,499
−HK$6,490/mo
▼ 0.25% · 3.875%
HK$106,718
−HK$3,271/mo
Today · 4.125%
HK$109,989
baseline
▲ 0.50% · 4.625%
HK$116,681
+HK$6,692/mo
Deposit HK$22.69M · loan HK$22.69M · min. income ≈ HK$219,978/mo (50% DSR)
Upfront cash ≈ HK$24.62M (deposit + AVD stamp duty HK$1,929,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,141
−HK$6,221/mo
▼ 0.25% · 3.875%
HK$118,229
−HK$3,133/mo
Today · 4.125%
HK$121,362
baseline
▲ 0.50% · 4.625%
HK$127,759
+HK$6,397/mo
Deposit HK$22.69M · loan HK$22.69M · min. income ≈ HK$242,724/mo (50% DSR)
Upfront cash ≈ HK$24.62M (deposit + AVD stamp duty HK$1,929,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,198
−HK$7,789/mo
▼ 0.25% · 3.875%
HK$128,062
−HK$3,925/mo
Today · 4.125%
HK$131,987
baseline
▲ 0.50% · 4.625%
HK$140,018
+HK$8,031/mo
Deposit HK$18.16M · loan HK$27.23M · min. income ≈ HK$263,974/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$1,929,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,169
−HK$7,465/mo
▼ 0.25% · 3.875%
HK$141,875
−HK$3,759/mo
Today · 4.125%
HK$145,634
baseline
▲ 0.50% · 4.625%
HK$153,311
+HK$7,677/mo
Deposit HK$18.16M · loan HK$27.23M · min. income ≈ HK$291,268/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$1,929,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,898
−HK$9,086/mo
▼ 0.25% · 3.875%
HK$149,405
−HK$4,579/mo
Today · 4.125%
HK$153,984
baseline
▲ 0.50% · 4.625%
HK$163,354
+HK$9,370/mo
Deposit HK$13.62M · loan HK$31.77M · min. income ≈ HK$307,968/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,929,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,198
−HK$8,709/mo
▼ 0.25% · 3.875%
HK$165,521
−HK$4,386/mo
Today · 4.125%
HK$169,907
baseline
▲ 0.50% · 4.625%
HK$178,863
+HK$8,956/mo
Deposit HK$13.62M · loan HK$31.77M · min. income ≈ HK$339,814/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,929,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,297
−HK$11,683/mo
▼ 0.25% · 3.875%
HK$192,092
−HK$5,888/mo
Today · 4.125%
HK$197,980
baseline
▲ 0.50% · 4.625%
HK$210,026
+HK$12,046/mo
Deposit HK$4.54M · loan HK$40.85M · min. income ≈ HK$395,960/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,929,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,254
−HK$11,197/mo
▼ 0.25% · 3.875%
HK$212,812
−HK$5,639/mo
Today · 4.125%
HK$218,451
baseline
▲ 0.50% · 4.625%
HK$229,966
+HK$11,515/mo
Deposit HK$4.54M · loan HK$40.85M · min. income ≈ HK$436,902/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,929,033 · Scale 2, in force from 26 Feb 2026)