LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,504
−HK$6,491/mo
▼ 0.25% · 3.875%
HK$106,724
−HK$3,271/mo
Today · 4.125%
HK$109,995
baseline
▲ 0.50% · 4.625%
HK$116,688
+HK$6,693/mo
Deposit HK$22.70M · loan HK$22.70M · min. income ≈ HK$219,990/mo (50% DSR)
Upfront cash ≈ HK$24.62M (deposit + AVD stamp duty HK$1,929,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,148
−HK$6,221/mo
▼ 0.25% · 3.875%
HK$118,236
−HK$3,133/mo
Today · 4.125%
HK$121,369
baseline
▲ 0.50% · 4.625%
HK$127,766
+HK$6,397/mo
Deposit HK$22.70M · loan HK$22.70M · min. income ≈ HK$242,738/mo (50% DSR)
Upfront cash ≈ HK$24.62M (deposit + AVD stamp duty HK$1,929,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,205
−HK$7,789/mo
▼ 0.25% · 3.875%
HK$128,069
−HK$3,925/mo
Today · 4.125%
HK$131,994
baseline
▲ 0.50% · 4.625%
HK$140,026
+HK$8,032/mo
Deposit HK$18.16M · loan HK$27.23M · min. income ≈ HK$263,988/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,929,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,177
−HK$7,465/mo
▼ 0.25% · 3.875%
HK$141,883
−HK$3,759/mo
Today · 4.125%
HK$145,642
baseline
▲ 0.50% · 4.625%
HK$153,319
+HK$7,677/mo
Deposit HK$18.16M · loan HK$27.23M · min. income ≈ HK$291,284/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,929,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,906
−HK$9,087/mo
▼ 0.25% · 3.875%
HK$149,414
−HK$4,579/mo
Today · 4.125%
HK$153,993
baseline
▲ 0.50% · 4.625%
HK$163,363
+HK$9,370/mo
Deposit HK$13.62M · loan HK$31.77M · min. income ≈ HK$307,986/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,929,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,207
−HK$8,709/mo
▼ 0.25% · 3.875%
HK$165,530
−HK$4,386/mo
Today · 4.125%
HK$169,916
baseline
▲ 0.50% · 4.625%
HK$178,873
+HK$8,957/mo
Deposit HK$13.62M · loan HK$31.77M · min. income ≈ HK$339,832/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,929,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,308
−HK$11,683/mo
▼ 0.25% · 3.875%
HK$192,103
−HK$5,888/mo
Today · 4.125%
HK$197,991
baseline
▲ 0.50% · 4.625%
HK$210,038
+HK$12,047/mo
Deposit HK$4.54M · loan HK$40.85M · min. income ≈ HK$395,982/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,929,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,266
−HK$11,198/mo
▼ 0.25% · 3.875%
HK$212,824
−HK$5,640/mo
Today · 4.125%
HK$218,464
baseline
▲ 0.50% · 4.625%
HK$229,979
+HK$11,515/mo
Deposit HK$4.54M · loan HK$40.85M · min. income ≈ HK$436,928/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,929,141 · Scale 2, in force from 26 Feb 2026)