LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,523
−HK$6,492/mo
▼ 0.25% · 3.875%
HK$106,743
−HK$3,272/mo
Today · 4.125%
HK$110,015
baseline
▲ 0.50% · 4.625%
HK$116,709
+HK$6,694/mo
Deposit HK$22.70M · loan HK$22.70M · min. income ≈ HK$220,030/mo (50% DSR)
Upfront cash ≈ HK$24.63M (deposit + AVD stamp duty HK$1,929,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,169
−HK$6,222/mo
▼ 0.25% · 3.875%
HK$118,257
−HK$3,134/mo
Today · 4.125%
HK$121,391
baseline
▲ 0.50% · 4.625%
HK$127,789
+HK$6,398/mo
Deposit HK$22.70M · loan HK$22.70M · min. income ≈ HK$242,782/mo (50% DSR)
Upfront cash ≈ HK$24.63M (deposit + AVD stamp duty HK$1,929,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,228
−HK$7,790/mo
▼ 0.25% · 3.875%
HK$128,092
−HK$3,926/mo
Today · 4.125%
HK$132,018
baseline
▲ 0.50% · 4.625%
HK$140,051
+HK$8,033/mo
Deposit HK$18.16M · loan HK$27.24M · min. income ≈ HK$264,036/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,929,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,202
−HK$7,467/mo
▼ 0.25% · 3.875%
HK$141,909
−HK$3,760/mo
Today · 4.125%
HK$145,669
baseline
▲ 0.50% · 4.625%
HK$153,347
+HK$7,678/mo
Deposit HK$18.16M · loan HK$27.24M · min. income ≈ HK$291,338/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,929,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,933
−HK$9,088/mo
▼ 0.25% · 3.875%
HK$149,441
−HK$4,580/mo
Today · 4.125%
HK$154,021
baseline
▲ 0.50% · 4.625%
HK$163,393
+HK$9,372/mo
Deposit HK$13.62M · loan HK$31.78M · min. income ≈ HK$308,042/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,929,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,236
−HK$8,711/mo
▼ 0.25% · 3.875%
HK$165,560
−HK$4,387/mo
Today · 4.125%
HK$169,947
baseline
▲ 0.50% · 4.625%
HK$178,905
+HK$8,958/mo
Deposit HK$13.62M · loan HK$31.78M · min. income ≈ HK$339,894/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,929,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,342
−HK$11,685/mo
▼ 0.25% · 3.875%
HK$192,138
−HK$5,889/mo
Today · 4.125%
HK$198,027
baseline
▲ 0.50% · 4.625%
HK$210,077
+HK$12,050/mo
Deposit HK$4.54M · loan HK$40.86M · min. income ≈ HK$396,054/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,929,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,303
−HK$11,200/mo
▼ 0.25% · 3.875%
HK$212,863
−HK$5,640/mo
Today · 4.125%
HK$218,503
baseline
▲ 0.50% · 4.625%
HK$230,021
+HK$11,518/mo
Deposit HK$4.54M · loan HK$40.86M · min. income ≈ HK$437,006/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,929,493 · Scale 2, in force from 26 Feb 2026)