LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,526
−HK$6,492/mo
▼ 0.25% · 3.875%
HK$106,747
−HK$3,271/mo
Today · 4.125%
HK$110,018
baseline
▲ 0.50% · 4.625%
HK$116,713
+HK$6,695/mo
Deposit HK$22.70M · loan HK$22.70M · min. income ≈ HK$220,036/mo (50% DSR)
Upfront cash ≈ HK$24.63M (deposit + AVD stamp duty HK$1,929,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,172
−HK$6,222/mo
▼ 0.25% · 3.875%
HK$118,261
−HK$3,133/mo
Today · 4.125%
HK$121,394
baseline
▲ 0.50% · 4.625%
HK$127,793
+HK$6,399/mo
Deposit HK$22.70M · loan HK$22.70M · min. income ≈ HK$242,788/mo (50% DSR)
Upfront cash ≈ HK$24.63M (deposit + AVD stamp duty HK$1,929,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,232
−HK$7,790/mo
▼ 0.25% · 3.875%
HK$128,096
−HK$3,926/mo
Today · 4.125%
HK$132,022
baseline
▲ 0.50% · 4.625%
HK$140,055
+HK$8,033/mo
Deposit HK$18.16M · loan HK$27.24M · min. income ≈ HK$264,044/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,929,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,206
−HK$7,467/mo
▼ 0.25% · 3.875%
HK$141,913
−HK$3,760/mo
Today · 4.125%
HK$145,673
baseline
▲ 0.50% · 4.625%
HK$153,352
+HK$7,679/mo
Deposit HK$18.16M · loan HK$27.24M · min. income ≈ HK$291,346/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,929,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,937
−HK$9,089/mo
▼ 0.25% · 3.875%
HK$149,445
−HK$4,581/mo
Today · 4.125%
HK$154,026
baseline
▲ 0.50% · 4.625%
HK$163,398
+HK$9,372/mo
Deposit HK$13.62M · loan HK$31.78M · min. income ≈ HK$308,052/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,929,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,241
−HK$8,711/mo
▼ 0.25% · 3.875%
HK$165,565
−HK$4,387/mo
Today · 4.125%
HK$169,952
baseline
▲ 0.50% · 4.625%
HK$178,911
+HK$8,959/mo
Deposit HK$13.62M · loan HK$31.78M · min. income ≈ HK$339,904/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,929,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,348
−HK$11,685/mo
▼ 0.25% · 3.875%
HK$192,144
−HK$5,889/mo
Today · 4.125%
HK$198,033
baseline
▲ 0.50% · 4.625%
HK$210,083
+HK$12,050/mo
Deposit HK$4.54M · loan HK$40.86M · min. income ≈ HK$396,066/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,929,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,310
−HK$11,200/mo
▼ 0.25% · 3.875%
HK$212,870
−HK$5,640/mo
Today · 4.125%
HK$218,510
baseline
▲ 0.50% · 4.625%
HK$230,028
+HK$11,518/mo
Deposit HK$4.54M · loan HK$40.86M · min. income ≈ HK$437,020/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,929,552 · Scale 2, in force from 26 Feb 2026)