LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,529
−HK$6,492/mo
▼ 0.25% · 3.875%
HK$106,749
−HK$3,272/mo
Today · 4.125%
HK$110,021
baseline
▲ 0.50% · 4.625%
HK$116,715
+HK$6,694/mo
Deposit HK$22.70M · loan HK$22.70M · min. income ≈ HK$220,042/mo (50% DSR)
Upfront cash ≈ HK$24.63M (deposit + AVD stamp duty HK$1,929,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,175
−HK$6,222/mo
▼ 0.25% · 3.875%
HK$118,263
−HK$3,134/mo
Today · 4.125%
HK$121,397
baseline
▲ 0.50% · 4.625%
HK$127,796
+HK$6,399/mo
Deposit HK$22.70M · loan HK$22.70M · min. income ≈ HK$242,794/mo (50% DSR)
Upfront cash ≈ HK$24.63M (deposit + AVD stamp duty HK$1,929,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,234
−HK$7,791/mo
▼ 0.25% · 3.875%
HK$128,099
−HK$3,926/mo
Today · 4.125%
HK$132,025
baseline
▲ 0.50% · 4.625%
HK$140,058
+HK$8,033/mo
Deposit HK$18.16M · loan HK$27.24M · min. income ≈ HK$264,050/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,929,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,209
−HK$7,467/mo
▼ 0.25% · 3.875%
HK$141,916
−HK$3,760/mo
Today · 4.125%
HK$145,676
baseline
▲ 0.50% · 4.625%
HK$153,355
+HK$7,679/mo
Deposit HK$18.16M · loan HK$27.24M · min. income ≈ HK$291,352/mo (50% DSR)
Upfront cash ≈ HK$20.09M (deposit + AVD stamp duty HK$1,929,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,940
−HK$9,089/mo
▼ 0.25% · 3.875%
HK$149,449
−HK$4,580/mo
Today · 4.125%
HK$154,029
baseline
▲ 0.50% · 4.625%
HK$163,401
+HK$9,372/mo
Deposit HK$13.62M · loan HK$31.78M · min. income ≈ HK$308,058/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,929,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,244
−HK$8,712/mo
▼ 0.25% · 3.875%
HK$165,569
−HK$4,387/mo
Today · 4.125%
HK$169,956
baseline
▲ 0.50% · 4.625%
HK$178,914
+HK$8,958/mo
Deposit HK$13.62M · loan HK$31.78M · min. income ≈ HK$339,912/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,929,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,351
−HK$11,686/mo
▼ 0.25% · 3.875%
HK$192,148
−HK$5,889/mo
Today · 4.125%
HK$198,037
baseline
▲ 0.50% · 4.625%
HK$210,087
+HK$12,050/mo
Deposit HK$4.54M · loan HK$40.86M · min. income ≈ HK$396,074/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,929,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,314
−HK$11,201/mo
▼ 0.25% · 3.875%
HK$212,874
−HK$5,641/mo
Today · 4.125%
HK$218,515
baseline
▲ 0.50% · 4.625%
HK$230,033
+HK$11,518/mo
Deposit HK$4.54M · loan HK$40.86M · min. income ≈ HK$437,030/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,929,593 · Scale 2, in force from 26 Feb 2026)