LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,354
−HK$649/mo
▼ 0.25% · 3.875%
HK$10,676
−HK$327/mo
Today · 4.125%
HK$11,003
baseline
▲ 0.50% · 4.625%
HK$11,672
+HK$669/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$22,006/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$71,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,518
−HK$622/mo
▼ 0.25% · 3.875%
HK$11,827
−HK$313/mo
Today · 4.125%
HK$12,140
baseline
▲ 0.50% · 4.625%
HK$12,780
+HK$640/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$24,280/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$71,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,424
−HK$779/mo
▼ 0.25% · 3.875%
HK$12,811
−HK$392/mo
Today · 4.125%
HK$13,203
baseline
▲ 0.50% · 4.625%
HK$14,007
+HK$804/mo
Deposit HK$1.82M · loan HK$2.72M · min. income ≈ HK$26,406/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$71,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,822
−HK$747/mo
▼ 0.25% · 3.875%
HK$14,193
−HK$376/mo
Today · 4.125%
HK$14,569
baseline
▲ 0.50% · 4.625%
HK$15,337
+HK$768/mo
Deposit HK$1.82M · loan HK$2.72M · min. income ≈ HK$29,138/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$71,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,495
−HK$909/mo
▼ 0.25% · 3.875%
HK$14,946
−HK$458/mo
Today · 4.125%
HK$15,404
baseline
▲ 0.50% · 4.625%
HK$16,341
+HK$937/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$30,808/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$71,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,125
−HK$872/mo
▼ 0.25% · 3.875%
HK$16,558
−HK$439/mo
Today · 4.125%
HK$16,997
baseline
▲ 0.50% · 4.625%
HK$17,893
+HK$896/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$33,994/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$71,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,636
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,216
−HK$589/mo
Today · 4.125%
HK$19,805
baseline
▲ 0.50% · 4.625%
HK$21,010
+HK$1,205/mo
Deposit HK$454K · loan HK$4.09M · min. income ≈ HK$39,610/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$71,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,733
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,289
−HK$564/mo
Today · 4.125%
HK$21,853
baseline
▲ 0.50% · 4.625%
HK$23,005
+HK$1,152/mo
Deposit HK$454K · loan HK$4.09M · min. income ≈ HK$43,706/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$71,552 · Scale 2, in force from 26 Feb 2026)