LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,554
−HK$6,494/mo
▼ 0.25% · 3.875%
HK$106,775
−HK$3,273/mo
Today · 4.125%
HK$110,048
baseline
▲ 0.50% · 4.625%
HK$116,744
+HK$6,696/mo
Deposit HK$22.71M · loan HK$22.71M · min. income ≈ HK$220,096/mo (50% DSR)
Upfront cash ≈ HK$24.64M (deposit + AVD stamp duty HK$1,930,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,203
−HK$6,224/mo
▼ 0.25% · 3.875%
HK$118,293
−HK$3,134/mo
Today · 4.125%
HK$121,427
baseline
▲ 0.50% · 4.625%
HK$127,828
+HK$6,401/mo
Deposit HK$22.71M · loan HK$22.71M · min. income ≈ HK$242,854/mo (50% DSR)
Upfront cash ≈ HK$24.64M (deposit + AVD stamp duty HK$1,930,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,265
−HK$7,793/mo
▼ 0.25% · 3.875%
HK$128,130
−HK$3,928/mo
Today · 4.125%
HK$132,058
baseline
▲ 0.50% · 4.625%
HK$140,093
+HK$8,035/mo
Deposit HK$18.17M · loan HK$27.25M · min. income ≈ HK$264,116/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$1,930,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,244
−HK$7,469/mo
▼ 0.25% · 3.875%
HK$141,951
−HK$3,762/mo
Today · 4.125%
HK$145,713
baseline
▲ 0.50% · 4.625%
HK$153,393
+HK$7,680/mo
Deposit HK$18.17M · loan HK$27.25M · min. income ≈ HK$291,426/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$1,930,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,976
−HK$9,091/mo
▼ 0.25% · 3.875%
HK$149,486
−HK$4,581/mo
Today · 4.125%
HK$154,067
baseline
▲ 0.50% · 4.625%
HK$163,442
+HK$9,375/mo
Deposit HK$13.62M · loan HK$31.79M · min. income ≈ HK$308,134/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,930,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,284
−HK$8,714/mo
▼ 0.25% · 3.875%
HK$165,610
−HK$4,388/mo
Today · 4.125%
HK$169,998
baseline
▲ 0.50% · 4.625%
HK$178,959
+HK$8,961/mo
Deposit HK$13.62M · loan HK$31.79M · min. income ≈ HK$339,996/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,930,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,398
−HK$11,688/mo
▼ 0.25% · 3.875%
HK$192,196
−HK$5,890/mo
Today · 4.125%
HK$198,086
baseline
▲ 0.50% · 4.625%
HK$210,140
+HK$12,054/mo
Deposit HK$4.54M · loan HK$40.87M · min. income ≈ HK$396,172/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,930,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,366
−HK$11,203/mo
▼ 0.25% · 3.875%
HK$212,927
−HK$5,642/mo
Today · 4.125%
HK$218,569
baseline
▲ 0.50% · 4.625%
HK$230,090
+HK$11,521/mo
Deposit HK$4.54M · loan HK$40.87M · min. income ≈ HK$437,138/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,930,071 · Scale 2, in force from 26 Feb 2026)