LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,555
−HK$6,494/mo
▼ 0.25% · 3.875%
HK$106,776
−HK$3,273/mo
Today · 4.125%
HK$110,049
baseline
▲ 0.50% · 4.625%
HK$116,745
+HK$6,696/mo
Deposit HK$22.71M · loan HK$22.71M · min. income ≈ HK$220,098/mo (50% DSR)
Upfront cash ≈ HK$24.64M (deposit + AVD stamp duty HK$1,930,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,204
−HK$6,224/mo
▼ 0.25% · 3.875%
HK$118,293
−HK$3,135/mo
Today · 4.125%
HK$121,428
baseline
▲ 0.50% · 4.625%
HK$127,828
+HK$6,400/mo
Deposit HK$22.71M · loan HK$22.71M · min. income ≈ HK$242,856/mo (50% DSR)
Upfront cash ≈ HK$24.64M (deposit + AVD stamp duty HK$1,930,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,266
−HK$7,792/mo
▼ 0.25% · 3.875%
HK$128,131
−HK$3,927/mo
Today · 4.125%
HK$132,058
baseline
▲ 0.50% · 4.625%
HK$140,094
+HK$8,036/mo
Deposit HK$18.17M · loan HK$27.25M · min. income ≈ HK$264,116/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$1,930,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,244
−HK$7,469/mo
▼ 0.25% · 3.875%
HK$141,952
−HK$3,761/mo
Today · 4.125%
HK$145,713
baseline
▲ 0.50% · 4.625%
HK$153,394
+HK$7,681/mo
Deposit HK$18.17M · loan HK$27.25M · min. income ≈ HK$291,426/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$1,930,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,977
−HK$9,091/mo
▼ 0.25% · 3.875%
HK$149,486
−HK$4,582/mo
Today · 4.125%
HK$154,068
baseline
▲ 0.50% · 4.625%
HK$163,443
+HK$9,375/mo
Deposit HK$13.62M · loan HK$31.79M · min. income ≈ HK$308,136/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,930,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,285
−HK$8,714/mo
▼ 0.25% · 3.875%
HK$165,611
−HK$4,388/mo
Today · 4.125%
HK$169,999
baseline
▲ 0.50% · 4.625%
HK$178,960
+HK$8,961/mo
Deposit HK$13.62M · loan HK$31.79M · min. income ≈ HK$339,998/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,930,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,399
−HK$11,689/mo
▼ 0.25% · 3.875%
HK$192,197
−HK$5,891/mo
Today · 4.125%
HK$198,088
baseline
▲ 0.50% · 4.625%
HK$210,141
+HK$12,053/mo
Deposit HK$4.54M · loan HK$40.87M · min. income ≈ HK$396,176/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,930,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,367
−HK$11,203/mo
▼ 0.25% · 3.875%
HK$212,928
−HK$5,642/mo
Today · 4.125%
HK$218,570
baseline
▲ 0.50% · 4.625%
HK$230,091
+HK$11,521/mo
Deposit HK$4.54M · loan HK$40.87M · min. income ≈ HK$437,140/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,930,082 · Scale 2, in force from 26 Feb 2026)