LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,357
−HK$649/mo
▼ 0.25% · 3.875%
HK$10,679
−HK$327/mo
Today · 4.125%
HK$11,006
baseline
▲ 0.50% · 4.625%
HK$11,676
+HK$670/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$22,012/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$71,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,522
−HK$622/mo
▼ 0.25% · 3.875%
HK$11,831
−HK$313/mo
Today · 4.125%
HK$12,144
baseline
▲ 0.50% · 4.625%
HK$12,785
+HK$641/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$24,288/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$71,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,428
−HK$780/mo
▼ 0.25% · 3.875%
HK$12,815
−HK$393/mo
Today · 4.125%
HK$13,208
baseline
▲ 0.50% · 4.625%
HK$14,011
+HK$803/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$26,416/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$71,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,826
−HK$747/mo
▼ 0.25% · 3.875%
HK$14,197
−HK$376/mo
Today · 4.125%
HK$14,573
baseline
▲ 0.50% · 4.625%
HK$15,341
+HK$768/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$29,146/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$71,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,500
−HK$909/mo
▼ 0.25% · 3.875%
HK$14,951
−HK$458/mo
Today · 4.125%
HK$15,409
baseline
▲ 0.50% · 4.625%
HK$16,346
+HK$937/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$30,818/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$71,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,131
−HK$871/mo
▼ 0.25% · 3.875%
HK$16,563
−HK$439/mo
Today · 4.125%
HK$17,002
baseline
▲ 0.50% · 4.625%
HK$17,898
+HK$896/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$34,004/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$71,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,642
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,222
−HK$589/mo
Today · 4.125%
HK$19,811
baseline
▲ 0.50% · 4.625%
HK$21,017
+HK$1,206/mo
Deposit HK$454K · loan HK$4.09M · min. income ≈ HK$39,622/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$71,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,739
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,296
−HK$564/mo
Today · 4.125%
HK$21,860
baseline
▲ 0.50% · 4.625%
HK$23,012
+HK$1,152/mo
Deposit HK$454K · loan HK$4.09M · min. income ≈ HK$43,720/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$71,699 · Scale 2, in force from 26 Feb 2026)