LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,591
−HK$6,496/mo
▼ 0.25% · 3.875%
HK$106,813
−HK$3,274/mo
Today · 4.125%
HK$110,087
baseline
▲ 0.50% · 4.625%
HK$116,786
+HK$6,699/mo
Deposit HK$22.71M · loan HK$22.71M · min. income ≈ HK$220,174/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$1,930,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,244
−HK$6,226/mo
▼ 0.25% · 3.875%
HK$118,335
−HK$3,135/mo
Today · 4.125%
HK$121,470
baseline
▲ 0.50% · 4.625%
HK$127,873
+HK$6,403/mo
Deposit HK$22.71M · loan HK$22.71M · min. income ≈ HK$242,940/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$1,930,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,309
−HK$7,795/mo
▼ 0.25% · 3.875%
HK$128,176
−HK$3,928/mo
Today · 4.125%
HK$132,104
baseline
▲ 0.50% · 4.625%
HK$140,143
+HK$8,039/mo
Deposit HK$18.17M · loan HK$27.26M · min. income ≈ HK$264,208/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$1,930,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,293
−HK$7,471/mo
▼ 0.25% · 3.875%
HK$142,002
−HK$3,762/mo
Today · 4.125%
HK$145,764
baseline
▲ 0.50% · 4.625%
HK$153,448
+HK$7,684/mo
Deposit HK$18.17M · loan HK$27.26M · min. income ≈ HK$291,528/mo (50% DSR)
Upfront cash ≈ HK$20.10M (deposit + AVD stamp duty HK$1,930,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,027
−HK$9,095/mo
▼ 0.25% · 3.875%
HK$149,538
−HK$4,584/mo
Today · 4.125%
HK$154,122
baseline
▲ 0.50% · 4.625%
HK$163,500
+HK$9,378/mo
Deposit HK$13.63M · loan HK$31.80M · min. income ≈ HK$308,244/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,930,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,341
−HK$8,717/mo
▼ 0.25% · 3.875%
HK$165,669
−HK$4,389/mo
Today · 4.125%
HK$170,058
baseline
▲ 0.50% · 4.625%
HK$179,022
+HK$8,964/mo
Deposit HK$13.63M · loan HK$31.80M · min. income ≈ HK$340,116/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,930,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,464
−HK$11,693/mo
▼ 0.25% · 3.875%
HK$192,264
−HK$5,893/mo
Today · 4.125%
HK$198,157
baseline
▲ 0.50% · 4.625%
HK$210,214
+HK$12,057/mo
Deposit HK$4.54M · loan HK$40.89M · min. income ≈ HK$396,314/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,930,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,439
−HK$11,207/mo
▼ 0.25% · 3.875%
HK$213,002
−HK$5,644/mo
Today · 4.125%
HK$218,646
baseline
▲ 0.50% · 4.625%
HK$230,171
+HK$11,525/mo
Deposit HK$4.54M · loan HK$40.89M · min. income ≈ HK$437,292/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,930,755 · Scale 2, in force from 26 Feb 2026)