LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,359
−HK$650/mo
▼ 0.25% · 3.875%
HK$10,681
−HK$328/mo
Today · 4.125%
HK$11,009
baseline
▲ 0.50% · 4.625%
HK$11,679
+HK$670/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$22,018/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$71,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,524
−HK$623/mo
▼ 0.25% · 3.875%
HK$11,833
−HK$314/mo
Today · 4.125%
HK$12,147
baseline
▲ 0.50% · 4.625%
HK$12,787
+HK$640/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$24,294/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$71,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,431
−HK$779/mo
▼ 0.25% · 3.875%
HK$12,818
−HK$392/mo
Today · 4.125%
HK$13,210
baseline
▲ 0.50% · 4.625%
HK$14,014
+HK$804/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$26,420/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$71,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,829
−HK$747/mo
▼ 0.25% · 3.875%
HK$14,200
−HK$376/mo
Today · 4.125%
HK$14,576
baseline
▲ 0.50% · 4.625%
HK$15,345
+HK$769/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$29,152/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$71,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,503
−HK$909/mo
▼ 0.25% · 3.875%
HK$14,954
−HK$458/mo
Today · 4.125%
HK$15,412
baseline
▲ 0.50% · 4.625%
HK$16,350
+HK$938/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$30,824/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$71,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,134
−HK$872/mo
▼ 0.25% · 3.875%
HK$16,567
−HK$439/mo
Today · 4.125%
HK$17,006
baseline
▲ 0.50% · 4.625%
HK$17,902
+HK$896/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$34,012/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$71,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,646
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,226
−HK$590/mo
Today · 4.125%
HK$19,816
baseline
▲ 0.50% · 4.625%
HK$21,021
+HK$1,205/mo
Deposit HK$454K · loan HK$4.09M · min. income ≈ HK$39,632/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$71,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,744
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,300
−HK$565/mo
Today · 4.125%
HK$21,865
baseline
▲ 0.50% · 4.625%
HK$23,017
+HK$1,152/mo
Deposit HK$454K · loan HK$4.09M · min. income ≈ HK$43,730/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$71,796 · Scale 2, in force from 26 Feb 2026)