LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,360
−HK$649/mo
▼ 0.25% · 3.875%
HK$10,682
−HK$327/mo
Today · 4.125%
HK$11,009
baseline
▲ 0.50% · 4.625%
HK$11,679
+HK$670/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$22,018/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$71,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,525
−HK$623/mo
▼ 0.25% · 3.875%
HK$11,834
−HK$314/mo
Today · 4.125%
HK$12,148
baseline
▲ 0.50% · 4.625%
HK$12,788
+HK$640/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$24,296/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$71,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,432
−HK$779/mo
▼ 0.25% · 3.875%
HK$12,818
−HK$393/mo
Today · 4.125%
HK$13,211
baseline
▲ 0.50% · 4.625%
HK$14,015
+HK$804/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$26,422/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$71,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,830
−HK$747/mo
▼ 0.25% · 3.875%
HK$14,201
−HK$376/mo
Today · 4.125%
HK$14,577
baseline
▲ 0.50% · 4.625%
HK$15,346
+HK$769/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$29,154/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$71,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,504
−HK$909/mo
▼ 0.25% · 3.875%
HK$14,955
−HK$458/mo
Today · 4.125%
HK$15,413
baseline
▲ 0.50% · 4.625%
HK$16,351
+HK$938/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$30,826/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$71,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,135
−HK$872/mo
▼ 0.25% · 3.875%
HK$16,568
−HK$439/mo
Today · 4.125%
HK$17,007
baseline
▲ 0.50% · 4.625%
HK$17,903
+HK$896/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$34,014/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$71,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,648
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,228
−HK$589/mo
Today · 4.125%
HK$19,817
baseline
▲ 0.50% · 4.625%
HK$21,023
+HK$1,206/mo
Deposit HK$454K · loan HK$4.09M · min. income ≈ HK$39,634/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$71,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,745
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,302
−HK$564/mo
Today · 4.125%
HK$21,866
baseline
▲ 0.50% · 4.625%
HK$23,019
+HK$1,153/mo
Deposit HK$454K · loan HK$4.09M · min. income ≈ HK$43,732/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$71,824 · Scale 2, in force from 26 Feb 2026)