LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,610
−HK$6,498/mo
▼ 0.25% · 3.875%
HK$106,833
−HK$3,275/mo
Today · 4.125%
HK$110,108
baseline
▲ 0.50% · 4.625%
HK$116,808
+HK$6,700/mo
Deposit HK$22.72M · loan HK$22.72M · min. income ≈ HK$220,216/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$1,931,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,266
−HK$6,227/mo
▼ 0.25% · 3.875%
HK$118,357
−HK$3,136/mo
Today · 4.125%
HK$121,493
baseline
▲ 0.50% · 4.625%
HK$127,897
+HK$6,404/mo
Deposit HK$22.72M · loan HK$22.72M · min. income ≈ HK$242,986/mo (50% DSR)
Upfront cash ≈ HK$24.65M (deposit + AVD stamp duty HK$1,931,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,333
−HK$7,796/mo
▼ 0.25% · 3.875%
HK$128,200
−HK$3,929/mo
Today · 4.125%
HK$132,129
baseline
▲ 0.50% · 4.625%
HK$140,169
+HK$8,040/mo
Deposit HK$18.18M · loan HK$27.26M · min. income ≈ HK$264,258/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,931,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,319
−HK$7,473/mo
▼ 0.25% · 3.875%
HK$142,028
−HK$3,764/mo
Today · 4.125%
HK$145,792
baseline
▲ 0.50% · 4.625%
HK$153,477
+HK$7,685/mo
Deposit HK$18.18M · loan HK$27.26M · min. income ≈ HK$291,584/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,931,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,055
−HK$9,096/mo
▼ 0.25% · 3.875%
HK$149,567
−HK$4,584/mo
Today · 4.125%
HK$154,151
baseline
▲ 0.50% · 4.625%
HK$163,531
+HK$9,380/mo
Deposit HK$13.63M · loan HK$31.81M · min. income ≈ HK$308,302/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,931,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,372
−HK$8,718/mo
▼ 0.25% · 3.875%
HK$165,700
−HK$4,390/mo
Today · 4.125%
HK$170,090
baseline
▲ 0.50% · 4.625%
HK$179,056
+HK$8,966/mo
Deposit HK$13.63M · loan HK$31.81M · min. income ≈ HK$340,180/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,931,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,499
−HK$11,695/mo
▼ 0.25% · 3.875%
HK$192,300
−HK$5,894/mo
Today · 4.125%
HK$198,194
baseline
▲ 0.50% · 4.625%
HK$210,254
+HK$12,060/mo
Deposit HK$4.54M · loan HK$40.89M · min. income ≈ HK$396,388/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,931,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,478
−HK$11,210/mo
▼ 0.25% · 3.875%
HK$213,043
−HK$5,645/mo
Today · 4.125%
HK$218,688
baseline
▲ 0.50% · 4.625%
HK$230,215
+HK$11,527/mo
Deposit HK$4.54M · loan HK$40.89M · min. income ≈ HK$437,376/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$1,931,119 · Scale 2, in force from 26 Feb 2026)