LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,361
−HK$650/mo
▼ 0.25% · 3.875%
HK$10,684
−HK$327/mo
Today · 4.125%
HK$11,011
baseline
▲ 0.50% · 4.625%
HK$11,681
+HK$670/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$22,022/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$71,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,527
−HK$623/mo
▼ 0.25% · 3.875%
HK$11,836
−HK$314/mo
Today · 4.125%
HK$12,150
baseline
▲ 0.50% · 4.625%
HK$12,790
+HK$640/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$24,300/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$71,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,434
−HK$779/mo
▼ 0.25% · 3.875%
HK$12,821
−HK$392/mo
Today · 4.125%
HK$13,213
baseline
▲ 0.50% · 4.625%
HK$14,018
+HK$805/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$26,426/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$71,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,832
−HK$748/mo
▼ 0.25% · 3.875%
HK$14,203
−HK$377/mo
Today · 4.125%
HK$14,580
baseline
▲ 0.50% · 4.625%
HK$15,348
+HK$768/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$29,160/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$71,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,506
−HK$910/mo
▼ 0.25% · 3.875%
HK$14,957
−HK$459/mo
Today · 4.125%
HK$15,416
baseline
▲ 0.50% · 4.625%
HK$16,354
+HK$938/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$30,832/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$71,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,138
−HK$872/mo
▼ 0.25% · 3.875%
HK$16,571
−HK$439/mo
Today · 4.125%
HK$17,010
baseline
▲ 0.50% · 4.625%
HK$17,906
+HK$896/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$34,020/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$71,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,651
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,231
−HK$589/mo
Today · 4.125%
HK$19,820
baseline
▲ 0.50% · 4.625%
HK$21,026
+HK$1,206/mo
Deposit HK$454K · loan HK$4.09M · min. income ≈ HK$39,640/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$71,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,749
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,305
−HK$565/mo
Today · 4.125%
HK$21,870
baseline
▲ 0.50% · 4.625%
HK$23,022
+HK$1,152/mo
Deposit HK$454K · loan HK$4.09M · min. income ≈ HK$43,740/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$71,901 · Scale 2, in force from 26 Feb 2026)