LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,362
−HK$650/mo
▼ 0.25% · 3.875%
HK$10,684
−HK$328/mo
Today · 4.125%
HK$11,012
baseline
▲ 0.50% · 4.625%
HK$11,682
+HK$670/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$22,024/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$71,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,528
−HK$622/mo
▼ 0.25% · 3.875%
HK$11,837
−HK$313/mo
Today · 4.125%
HK$12,150
baseline
▲ 0.50% · 4.625%
HK$12,791
+HK$641/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$24,300/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$71,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,434
−HK$780/mo
▼ 0.25% · 3.875%
HK$12,821
−HK$393/mo
Today · 4.125%
HK$13,214
baseline
▲ 0.50% · 4.625%
HK$14,018
+HK$804/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$26,428/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$71,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,833
−HK$747/mo
▼ 0.25% · 3.875%
HK$14,204
−HK$376/mo
Today · 4.125%
HK$14,580
baseline
▲ 0.50% · 4.625%
HK$15,349
+HK$769/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$29,160/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$71,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,507
−HK$909/mo
▼ 0.25% · 3.875%
HK$14,958
−HK$458/mo
Today · 4.125%
HK$15,416
baseline
▲ 0.50% · 4.625%
HK$16,354
+HK$938/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$30,832/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$71,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,139
−HK$871/mo
▼ 0.25% · 3.875%
HK$16,571
−HK$439/mo
Today · 4.125%
HK$17,010
baseline
▲ 0.50% · 4.625%
HK$17,907
+HK$897/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$34,020/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$71,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,651
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,232
−HK$589/mo
Today · 4.125%
HK$19,821
baseline
▲ 0.50% · 4.625%
HK$21,027
+HK$1,206/mo
Deposit HK$454K · loan HK$4.09M · min. income ≈ HK$39,642/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$71,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,750
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,306
−HK$565/mo
Today · 4.125%
HK$21,871
baseline
▲ 0.50% · 4.625%
HK$23,023
+HK$1,152/mo
Deposit HK$454K · loan HK$4.09M · min. income ≈ HK$43,742/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$71,918 · Scale 2, in force from 26 Feb 2026)