LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,652
−HK$6,500/mo
▼ 0.25% · 3.875%
HK$106,876
−HK$3,276/mo
Today · 4.125%
HK$110,152
baseline
▲ 0.50% · 4.625%
HK$116,854
+HK$6,702/mo
Deposit HK$22.73M · loan HK$22.73M · min. income ≈ HK$220,304/mo (50% DSR)
Upfront cash ≈ HK$24.66M (deposit + AVD stamp duty HK$1,931,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,311
−HK$6,230/mo
▼ 0.25% · 3.875%
HK$118,404
−HK$3,137/mo
Today · 4.125%
HK$121,541
baseline
▲ 0.50% · 4.625%
HK$127,948
+HK$6,407/mo
Deposit HK$22.73M · loan HK$22.73M · min. income ≈ HK$243,082/mo (50% DSR)
Upfront cash ≈ HK$24.66M (deposit + AVD stamp duty HK$1,931,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,382
−HK$7,800/mo
▼ 0.25% · 3.875%
HK$128,251
−HK$3,931/mo
Today · 4.125%
HK$132,182
baseline
▲ 0.50% · 4.625%
HK$140,225
+HK$8,043/mo
Deposit HK$18.18M · loan HK$27.27M · min. income ≈ HK$264,364/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,931,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,374
−HK$7,476/mo
▼ 0.25% · 3.875%
HK$142,085
−HK$3,765/mo
Today · 4.125%
HK$145,850
baseline
▲ 0.50% · 4.625%
HK$153,538
+HK$7,688/mo
Deposit HK$18.18M · loan HK$27.27M · min. income ≈ HK$291,700/mo (50% DSR)
Upfront cash ≈ HK$20.11M (deposit + AVD stamp duty HK$1,931,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,112
−HK$9,100/mo
▼ 0.25% · 3.875%
HK$149,626
−HK$4,586/mo
Today · 4.125%
HK$154,212
baseline
▲ 0.50% · 4.625%
HK$163,596
+HK$9,384/mo
Deposit HK$13.64M · loan HK$31.82M · min. income ≈ HK$308,424/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,931,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,436
−HK$8,722/mo
▼ 0.25% · 3.875%
HK$165,766
−HK$4,392/mo
Today · 4.125%
HK$170,158
baseline
▲ 0.50% · 4.625%
HK$179,127
+HK$8,969/mo
Deposit HK$13.64M · loan HK$31.82M · min. income ≈ HK$340,316/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,931,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,573
−HK$11,700/mo
▼ 0.25% · 3.875%
HK$192,377
−HK$5,896/mo
Today · 4.125%
HK$198,273
baseline
▲ 0.50% · 4.625%
HK$210,337
+HK$12,064/mo
Deposit HK$4.55M · loan HK$40.91M · min. income ≈ HK$396,546/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$1,931,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,561
−HK$11,214/mo
▼ 0.25% · 3.875%
HK$213,127
−HK$5,648/mo
Today · 4.125%
HK$218,775
baseline
▲ 0.50% · 4.625%
HK$230,306
+HK$11,531/mo
Deposit HK$4.55M · loan HK$40.91M · min. income ≈ HK$437,550/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$1,931,888 · Scale 2, in force from 26 Feb 2026)