LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,366
−HK$650/mo
▼ 0.25% · 3.875%
HK$10,688
−HK$328/mo
Today · 4.125%
HK$11,016
baseline
▲ 0.50% · 4.625%
HK$11,686
+HK$670/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$22,032/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$72,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,532
−HK$623/mo
▼ 0.25% · 3.875%
HK$11,841
−HK$314/mo
Today · 4.125%
HK$12,155
baseline
▲ 0.50% · 4.625%
HK$12,795
+HK$640/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$24,310/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$72,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,439
−HK$780/mo
▼ 0.25% · 3.875%
HK$12,826
−HK$393/mo
Today · 4.125%
HK$13,219
baseline
▲ 0.50% · 4.625%
HK$14,023
+HK$804/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$26,438/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$72,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,838
−HK$748/mo
▼ 0.25% · 3.875%
HK$14,209
−HK$377/mo
Today · 4.125%
HK$14,586
baseline
▲ 0.50% · 4.625%
HK$15,354
+HK$768/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$29,172/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$72,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,512
−HK$910/mo
▼ 0.25% · 3.875%
HK$14,963
−HK$459/mo
Today · 4.125%
HK$15,422
baseline
▲ 0.50% · 4.625%
HK$16,360
+HK$938/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$30,844/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$72,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,144
−HK$872/mo
▼ 0.25% · 3.875%
HK$16,577
−HK$439/mo
Today · 4.125%
HK$17,016
baseline
▲ 0.50% · 4.625%
HK$17,913
+HK$897/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$34,032/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$72,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,658
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,238
−HK$590/mo
Today · 4.125%
HK$19,828
baseline
▲ 0.50% · 4.625%
HK$21,035
+HK$1,207/mo
Deposit HK$455K · loan HK$4.09M · min. income ≈ HK$39,656/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$72,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,757
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,314
−HK$564/mo
Today · 4.125%
HK$21,878
baseline
▲ 0.50% · 4.625%
HK$23,032
+HK$1,154/mo
Deposit HK$455K · loan HK$4.09M · min. income ≈ HK$43,756/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$72,081 · Scale 2, in force from 26 Feb 2026)