LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,666
−HK$6,501/mo
▼ 0.25% · 3.875%
HK$106,891
−HK$3,276/mo
Today · 4.125%
HK$110,167
baseline
▲ 0.50% · 4.625%
HK$116,870
+HK$6,703/mo
Deposit HK$22.73M · loan HK$22.73M · min. income ≈ HK$220,334/mo (50% DSR)
Upfront cash ≈ HK$24.66M (deposit + AVD stamp duty HK$1,932,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,327
−HK$6,231/mo
▼ 0.25% · 3.875%
HK$118,421
−HK$3,137/mo
Today · 4.125%
HK$121,558
baseline
▲ 0.50% · 4.625%
HK$127,966
+HK$6,408/mo
Deposit HK$22.73M · loan HK$22.73M · min. income ≈ HK$243,116/mo (50% DSR)
Upfront cash ≈ HK$24.66M (deposit + AVD stamp duty HK$1,932,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,399
−HK$7,801/mo
▼ 0.25% · 3.875%
HK$128,269
−HK$3,931/mo
Today · 4.125%
HK$132,200
baseline
▲ 0.50% · 4.625%
HK$140,244
+HK$8,044/mo
Deposit HK$18.18M · loan HK$27.28M · min. income ≈ HK$264,400/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$1,932,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,393
−HK$7,477/mo
▼ 0.25% · 3.875%
HK$142,105
−HK$3,765/mo
Today · 4.125%
HK$145,870
baseline
▲ 0.50% · 4.625%
HK$153,559
+HK$7,689/mo
Deposit HK$18.18M · loan HK$27.28M · min. income ≈ HK$291,740/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$1,932,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,133
−HK$9,101/mo
▼ 0.25% · 3.875%
HK$149,647
−HK$4,587/mo
Today · 4.125%
HK$154,234
baseline
▲ 0.50% · 4.625%
HK$163,618
+HK$9,384/mo
Deposit HK$13.64M · loan HK$31.82M · min. income ≈ HK$308,468/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,932,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,458
−HK$8,724/mo
▼ 0.25% · 3.875%
HK$165,789
−HK$4,393/mo
Today · 4.125%
HK$170,182
baseline
▲ 0.50% · 4.625%
HK$179,152
+HK$8,970/mo
Deposit HK$13.64M · loan HK$31.82M · min. income ≈ HK$340,364/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,932,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,599
−HK$11,701/mo
▼ 0.25% · 3.875%
HK$192,403
−HK$5,897/mo
Today · 4.125%
HK$198,300
baseline
▲ 0.50% · 4.625%
HK$210,366
+HK$12,066/mo
Deposit HK$4.55M · loan HK$40.92M · min. income ≈ HK$396,600/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$1,932,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,589
−HK$11,216/mo
▼ 0.25% · 3.875%
HK$213,157
−HK$5,648/mo
Today · 4.125%
HK$218,805
baseline
▲ 0.50% · 4.625%
HK$230,338
+HK$11,533/mo
Deposit HK$4.55M · loan HK$40.92M · min. income ≈ HK$437,610/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$1,932,155 · Scale 2, in force from 26 Feb 2026)