LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,679
−HK$6,502/mo
▼ 0.25% · 3.875%
HK$106,904
−HK$3,277/mo
Today · 4.125%
HK$110,181
baseline
▲ 0.50% · 4.625%
HK$116,885
+HK$6,704/mo
Deposit HK$22.73M · loan HK$22.73M · min. income ≈ HK$220,362/mo (50% DSR)
Upfront cash ≈ HK$24.67M (deposit + AVD stamp duty HK$1,932,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,342
−HK$6,232/mo
▼ 0.25% · 3.875%
HK$118,436
−HK$3,138/mo
Today · 4.125%
HK$121,574
baseline
▲ 0.50% · 4.625%
HK$127,982
+HK$6,408/mo
Deposit HK$22.73M · loan HK$22.73M · min. income ≈ HK$243,148/mo (50% DSR)
Upfront cash ≈ HK$24.67M (deposit + AVD stamp duty HK$1,932,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,415
−HK$7,802/mo
▼ 0.25% · 3.875%
HK$128,285
−HK$3,932/mo
Today · 4.125%
HK$132,217
baseline
▲ 0.50% · 4.625%
HK$140,262
+HK$8,045/mo
Deposit HK$18.19M · loan HK$27.28M · min. income ≈ HK$264,434/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$1,932,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,411
−HK$7,477/mo
▼ 0.25% · 3.875%
HK$142,123
−HK$3,765/mo
Today · 4.125%
HK$145,888
baseline
▲ 0.50% · 4.625%
HK$153,578
+HK$7,690/mo
Deposit HK$18.19M · loan HK$27.28M · min. income ≈ HK$291,776/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$1,932,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,151
−HK$9,102/mo
▼ 0.25% · 3.875%
HK$149,666
−HK$4,587/mo
Today · 4.125%
HK$154,253
baseline
▲ 0.50% · 4.625%
HK$163,639
+HK$9,386/mo
Deposit HK$13.64M · loan HK$31.83M · min. income ≈ HK$308,506/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,932,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,479
−HK$8,724/mo
▼ 0.25% · 3.875%
HK$165,810
−HK$4,393/mo
Today · 4.125%
HK$170,203
baseline
▲ 0.50% · 4.625%
HK$179,175
+HK$8,972/mo
Deposit HK$13.64M · loan HK$31.83M · min. income ≈ HK$340,406/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,932,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,623
−HK$11,702/mo
▼ 0.25% · 3.875%
HK$192,428
−HK$5,897/mo
Today · 4.125%
HK$198,325
baseline
▲ 0.50% · 4.625%
HK$210,393
+HK$12,068/mo
Deposit HK$4.55M · loan HK$40.92M · min. income ≈ HK$396,650/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$1,932,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,616
−HK$11,217/mo
▼ 0.25% · 3.875%
HK$213,184
−HK$5,649/mo
Today · 4.125%
HK$218,833
baseline
▲ 0.50% · 4.625%
HK$230,368
+HK$11,535/mo
Deposit HK$4.55M · loan HK$40.92M · min. income ≈ HK$437,666/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$1,932,400 · Scale 2, in force from 26 Feb 2026)