LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,369
−HK$650/mo
▼ 0.25% · 3.875%
HK$10,692
−HK$327/mo
Today · 4.125%
HK$11,019
baseline
▲ 0.50% · 4.625%
HK$11,690
+HK$671/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$22,038/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$72,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,535
−HK$624/mo
▼ 0.25% · 3.875%
HK$11,845
−HK$314/mo
Today · 4.125%
HK$12,159
baseline
▲ 0.50% · 4.625%
HK$12,800
+HK$641/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$24,318/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$72,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,443
−HK$780/mo
▼ 0.25% · 3.875%
HK$12,830
−HK$393/mo
Today · 4.125%
HK$13,223
baseline
▲ 0.50% · 4.625%
HK$14,028
+HK$805/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$26,446/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$72,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,843
−HK$747/mo
▼ 0.25% · 3.875%
HK$14,214
−HK$376/mo
Today · 4.125%
HK$14,590
baseline
▲ 0.50% · 4.625%
HK$15,359
+HK$769/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$29,180/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$72,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,517
−HK$910/mo
▼ 0.25% · 3.875%
HK$14,968
−HK$459/mo
Today · 4.125%
HK$15,427
baseline
▲ 0.50% · 4.625%
HK$16,366
+HK$939/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$30,854/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$72,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,150
−HK$872/mo
▼ 0.25% · 3.875%
HK$16,583
−HK$439/mo
Today · 4.125%
HK$17,022
baseline
▲ 0.50% · 4.625%
HK$17,919
+HK$897/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$34,044/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$72,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,664
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,245
−HK$590/mo
Today · 4.125%
HK$19,835
baseline
▲ 0.50% · 4.625%
HK$21,042
+HK$1,207/mo
Deposit HK$455K · loan HK$4.09M · min. income ≈ HK$39,670/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$72,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,764
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,321
−HK$565/mo
Today · 4.125%
HK$21,886
baseline
▲ 0.50% · 4.625%
HK$23,039
+HK$1,153/mo
Deposit HK$455K · loan HK$4.09M · min. income ≈ HK$43,772/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$72,231 · Scale 2, in force from 26 Feb 2026)