LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,691
−HK$6,502/mo
▼ 0.25% · 3.875%
HK$106,916
−HK$3,277/mo
Today · 4.125%
HK$110,193
baseline
▲ 0.50% · 4.625%
HK$116,898
+HK$6,705/mo
Deposit HK$22.74M · loan HK$22.74M · min. income ≈ HK$220,386/mo (50% DSR)
Upfront cash ≈ HK$24.67M (deposit + AVD stamp duty HK$1,932,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,355
−HK$6,232/mo
▼ 0.25% · 3.875%
HK$118,449
−HK$3,138/mo
Today · 4.125%
HK$121,587
baseline
▲ 0.50% · 4.625%
HK$127,996
+HK$6,409/mo
Deposit HK$22.74M · loan HK$22.74M · min. income ≈ HK$243,174/mo (50% DSR)
Upfront cash ≈ HK$24.67M (deposit + AVD stamp duty HK$1,932,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,429
−HK$7,803/mo
▼ 0.25% · 3.875%
HK$128,299
−HK$3,933/mo
Today · 4.125%
HK$132,232
baseline
▲ 0.50% · 4.625%
HK$140,278
+HK$8,046/mo
Deposit HK$18.19M · loan HK$27.28M · min. income ≈ HK$264,464/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$1,932,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,426
−HK$7,479/mo
▼ 0.25% · 3.875%
HK$142,139
−HK$3,766/mo
Today · 4.125%
HK$145,905
baseline
▲ 0.50% · 4.625%
HK$153,596
+HK$7,691/mo
Deposit HK$18.19M · loan HK$27.28M · min. income ≈ HK$291,810/mo (50% DSR)
Upfront cash ≈ HK$20.12M (deposit + AVD stamp duty HK$1,932,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,167
−HK$9,103/mo
▼ 0.25% · 3.875%
HK$149,683
−HK$4,587/mo
Today · 4.125%
HK$154,270
baseline
▲ 0.50% · 4.625%
HK$163,657
+HK$9,387/mo
Deposit HK$13.64M · loan HK$31.83M · min. income ≈ HK$308,540/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,932,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,497
−HK$8,725/mo
▼ 0.25% · 3.875%
HK$165,828
−HK$4,394/mo
Today · 4.125%
HK$170,222
baseline
▲ 0.50% · 4.625%
HK$179,195
+HK$8,973/mo
Deposit HK$13.64M · loan HK$31.83M · min. income ≈ HK$340,444/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,932,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,644
−HK$11,704/mo
▼ 0.25% · 3.875%
HK$192,449
−HK$5,899/mo
Today · 4.125%
HK$198,348
baseline
▲ 0.50% · 4.625%
HK$210,417
+HK$12,069/mo
Deposit HK$4.55M · loan HK$40.93M · min. income ≈ HK$396,696/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$1,932,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,639
−HK$11,218/mo
▼ 0.25% · 3.875%
HK$213,208
−HK$5,649/mo
Today · 4.125%
HK$218,857
baseline
▲ 0.50% · 4.625%
HK$230,393
+HK$11,536/mo
Deposit HK$4.55M · loan HK$40.93M · min. income ≈ HK$437,714/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$1,932,617 · Scale 2, in force from 26 Feb 2026)