LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,717
−HK$6,504/mo
▼ 0.25% · 3.875%
HK$106,943
−HK$3,278/mo
Today · 4.125%
HK$110,221
baseline
▲ 0.50% · 4.625%
HK$116,927
+HK$6,706/mo
Deposit HK$22.74M · loan HK$22.74M · min. income ≈ HK$220,442/mo (50% DSR)
Upfront cash ≈ HK$24.68M (deposit + AVD stamp duty HK$1,933,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,384
−HK$6,234/mo
▼ 0.25% · 3.875%
HK$118,478
−HK$3,140/mo
Today · 4.125%
HK$121,618
baseline
▲ 0.50% · 4.625%
HK$128,028
+HK$6,410/mo
Deposit HK$22.74M · loan HK$22.74M · min. income ≈ HK$243,236/mo (50% DSR)
Upfront cash ≈ HK$24.68M (deposit + AVD stamp duty HK$1,933,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,460
−HK$7,805/mo
▼ 0.25% · 3.875%
HK$128,332
−HK$3,933/mo
Today · 4.125%
HK$132,265
baseline
▲ 0.50% · 4.625%
HK$140,313
+HK$8,048/mo
Deposit HK$18.19M · loan HK$27.29M · min. income ≈ HK$264,530/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$1,933,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,461
−HK$7,480/mo
▼ 0.25% · 3.875%
HK$142,174
−HK$3,767/mo
Today · 4.125%
HK$145,941
baseline
▲ 0.50% · 4.625%
HK$153,634
+HK$7,693/mo
Deposit HK$18.19M · loan HK$27.29M · min. income ≈ HK$291,882/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$1,933,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,204
−HK$9,105/mo
▼ 0.25% · 3.875%
HK$149,720
−HK$4,589/mo
Today · 4.125%
HK$154,309
baseline
▲ 0.50% · 4.625%
HK$163,698
+HK$9,389/mo
Deposit HK$13.65M · loan HK$31.84M · min. income ≈ HK$308,618/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,933,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,537
−HK$8,728/mo
▼ 0.25% · 3.875%
HK$165,870
−HK$4,395/mo
Today · 4.125%
HK$170,265
baseline
▲ 0.50% · 4.625%
HK$179,240
+HK$8,975/mo
Deposit HK$13.65M · loan HK$31.84M · min. income ≈ HK$340,530/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,933,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,690
−HK$11,707/mo
▼ 0.25% · 3.875%
HK$192,497
−HK$5,900/mo
Today · 4.125%
HK$198,397
baseline
▲ 0.50% · 4.625%
HK$210,469
+HK$12,072/mo
Deposit HK$4.55M · loan HK$40.94M · min. income ≈ HK$396,794/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$1,933,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,691
−HK$11,221/mo
▼ 0.25% · 3.875%
HK$213,261
−HK$5,651/mo
Today · 4.125%
HK$218,912
baseline
▲ 0.50% · 4.625%
HK$230,451
+HK$11,539/mo
Deposit HK$4.55M · loan HK$40.94M · min. income ≈ HK$437,824/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$1,933,101 · Scale 2, in force from 26 Feb 2026)