LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,720
−HK$6,505/mo
▼ 0.25% · 3.875%
HK$106,947
−HK$3,278/mo
Today · 4.125%
HK$110,225
baseline
▲ 0.50% · 4.625%
HK$116,932
+HK$6,707/mo
Deposit HK$22.74M · loan HK$22.74M · min. income ≈ HK$220,450/mo (50% DSR)
Upfront cash ≈ HK$24.68M (deposit + AVD stamp duty HK$1,933,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,388
−HK$6,234/mo
▼ 0.25% · 3.875%
HK$118,483
−HK$3,139/mo
Today · 4.125%
HK$121,622
baseline
▲ 0.50% · 4.625%
HK$128,033
+HK$6,411/mo
Deposit HK$22.74M · loan HK$22.74M · min. income ≈ HK$243,244/mo (50% DSR)
Upfront cash ≈ HK$24.68M (deposit + AVD stamp duty HK$1,933,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,465
−HK$7,805/mo
▼ 0.25% · 3.875%
HK$128,336
−HK$3,934/mo
Today · 4.125%
HK$132,270
baseline
▲ 0.50% · 4.625%
HK$140,318
+HK$8,048/mo
Deposit HK$18.19M · loan HK$27.29M · min. income ≈ HK$264,540/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$1,933,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,466
−HK$7,480/mo
▼ 0.25% · 3.875%
HK$142,179
−HK$3,767/mo
Today · 4.125%
HK$145,946
baseline
▲ 0.50% · 4.625%
HK$153,639
+HK$7,693/mo
Deposit HK$18.19M · loan HK$27.29M · min. income ≈ HK$291,892/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$1,933,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,209
−HK$9,105/mo
▼ 0.25% · 3.875%
HK$149,725
−HK$4,589/mo
Today · 4.125%
HK$154,314
baseline
▲ 0.50% · 4.625%
HK$163,704
+HK$9,390/mo
Deposit HK$13.65M · loan HK$31.84M · min. income ≈ HK$308,628/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,933,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,543
−HK$8,728/mo
▼ 0.25% · 3.875%
HK$165,876
−HK$4,395/mo
Today · 4.125%
HK$170,271
baseline
▲ 0.50% · 4.625%
HK$179,246
+HK$8,975/mo
Deposit HK$13.65M · loan HK$31.84M · min. income ≈ HK$340,542/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,933,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,697
−HK$11,707/mo
▼ 0.25% · 3.875%
HK$192,504
−HK$5,900/mo
Today · 4.125%
HK$198,404
baseline
▲ 0.50% · 4.625%
HK$210,477
+HK$12,073/mo
Deposit HK$4.55M · loan HK$40.94M · min. income ≈ HK$396,808/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$1,933,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,698
−HK$11,222/mo
▼ 0.25% · 3.875%
HK$213,269
−HK$5,651/mo
Today · 4.125%
HK$218,920
baseline
▲ 0.50% · 4.625%
HK$230,459
+HK$11,539/mo
Deposit HK$4.55M · loan HK$40.94M · min. income ≈ HK$437,840/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$1,933,169 · Scale 2, in force from 26 Feb 2026)