LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,374
−HK$651/mo
▼ 0.25% · 3.875%
HK$10,697
−HK$328/mo
Today · 4.125%
HK$11,025
baseline
▲ 0.50% · 4.625%
HK$11,696
+HK$671/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$22,050/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$72,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,541
−HK$624/mo
▼ 0.25% · 3.875%
HK$11,851
−HK$314/mo
Today · 4.125%
HK$12,165
baseline
▲ 0.50% · 4.625%
HK$12,806
+HK$641/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$24,330/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$72,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,449
−HK$781/mo
▼ 0.25% · 3.875%
HK$12,837
−HK$393/mo
Today · 4.125%
HK$13,230
baseline
▲ 0.50% · 4.625%
HK$14,035
+HK$805/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$26,460/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$72,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,850
−HK$748/mo
▼ 0.25% · 3.875%
HK$14,221
−HK$377/mo
Today · 4.125%
HK$14,598
baseline
▲ 0.50% · 4.625%
HK$15,367
+HK$769/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$29,196/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$72,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,524
−HK$911/mo
▼ 0.25% · 3.875%
HK$14,976
−HK$459/mo
Today · 4.125%
HK$15,435
baseline
▲ 0.50% · 4.625%
HK$16,374
+HK$939/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$30,870/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$72,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,158
−HK$873/mo
▼ 0.25% · 3.875%
HK$16,591
−HK$440/mo
Today · 4.125%
HK$17,031
baseline
▲ 0.50% · 4.625%
HK$17,929
+HK$898/mo
Deposit HK$1.36M · loan HK$3.18M · min. income ≈ HK$34,062/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$72,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,674
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,255
−HK$590/mo
Today · 4.125%
HK$19,845
baseline
▲ 0.50% · 4.625%
HK$21,052
+HK$1,207/mo
Deposit HK$455K · loan HK$4.09M · min. income ≈ HK$39,690/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$72,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,775
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,332
−HK$565/mo
Today · 4.125%
HK$21,897
baseline
▲ 0.50% · 4.625%
HK$23,051
+HK$1,154/mo
Deposit HK$455K · loan HK$4.09M · min. income ≈ HK$43,794/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$72,466 · Scale 2, in force from 26 Feb 2026)