LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,751
−HK$6,506/mo
▼ 0.25% · 3.875%
HK$106,978
−HK$3,279/mo
Today · 4.125%
HK$110,257
baseline
▲ 0.50% · 4.625%
HK$116,966
+HK$6,709/mo
Deposit HK$22.75M · loan HK$22.75M · min. income ≈ HK$220,514/mo (50% DSR)
Upfront cash ≈ HK$24.68M (deposit + AVD stamp duty HK$1,933,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,422
−HK$6,236/mo
▼ 0.25% · 3.875%
HK$118,518
−HK$3,140/mo
Today · 4.125%
HK$121,658
baseline
▲ 0.50% · 4.625%
HK$128,071
+HK$6,413/mo
Deposit HK$22.75M · loan HK$22.75M · min. income ≈ HK$243,316/mo (50% DSR)
Upfront cash ≈ HK$24.68M (deposit + AVD stamp duty HK$1,933,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,501
−HK$7,808/mo
▼ 0.25% · 3.875%
HK$128,374
−HK$3,935/mo
Today · 4.125%
HK$132,309
baseline
▲ 0.50% · 4.625%
HK$140,359
+HK$8,050/mo
Deposit HK$18.20M · loan HK$27.30M · min. income ≈ HK$264,618/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$1,933,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,507
−HK$7,483/mo
▼ 0.25% · 3.875%
HK$142,221
−HK$3,769/mo
Today · 4.125%
HK$145,990
baseline
▲ 0.50% · 4.625%
HK$153,685
+HK$7,695/mo
Deposit HK$18.20M · loan HK$27.30M · min. income ≈ HK$291,980/mo (50% DSR)
Upfront cash ≈ HK$20.13M (deposit + AVD stamp duty HK$1,933,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,252
−HK$9,108/mo
▼ 0.25% · 3.875%
HK$149,770
−HK$4,590/mo
Today · 4.125%
HK$154,360
baseline
▲ 0.50% · 4.625%
HK$163,753
+HK$9,393/mo
Deposit HK$13.65M · loan HK$31.85M · min. income ≈ HK$308,720/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,933,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,591
−HK$8,730/mo
▼ 0.25% · 3.875%
HK$165,925
−HK$4,396/mo
Today · 4.125%
HK$170,321
baseline
▲ 0.50% · 4.625%
HK$179,299
+HK$8,978/mo
Deposit HK$13.65M · loan HK$31.85M · min. income ≈ HK$340,642/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,933,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,752
−HK$11,711/mo
▼ 0.25% · 3.875%
HK$192,561
−HK$5,902/mo
Today · 4.125%
HK$198,463
baseline
▲ 0.50% · 4.625%
HK$210,539
+HK$12,076/mo
Deposit HK$4.55M · loan HK$40.95M · min. income ≈ HK$396,926/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$1,933,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,760
−HK$11,224/mo
▼ 0.25% · 3.875%
HK$213,332
−HK$5,652/mo
Today · 4.125%
HK$218,984
baseline
▲ 0.50% · 4.625%
HK$230,527
+HK$11,543/mo
Deposit HK$4.55M · loan HK$40.95M · min. income ≈ HK$437,968/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$1,933,741 · Scale 2, in force from 26 Feb 2026)