LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,760
−HK$6,506/mo
▼ 0.25% · 3.875%
HK$106,987
−HK$3,279/mo
Today · 4.125%
HK$110,266
baseline
▲ 0.50% · 4.625%
HK$116,976
+HK$6,710/mo
Deposit HK$22.75M · loan HK$22.75M · min. income ≈ HK$220,532/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$1,933,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,432
−HK$6,236/mo
▼ 0.25% · 3.875%
HK$118,527
−HK$3,141/mo
Today · 4.125%
HK$121,668
baseline
▲ 0.50% · 4.625%
HK$128,081
+HK$6,413/mo
Deposit HK$22.75M · loan HK$22.75M · min. income ≈ HK$243,336/mo (50% DSR)
Upfront cash ≈ HK$24.69M (deposit + AVD stamp duty HK$1,933,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,512
−HK$7,808/mo
▼ 0.25% · 3.875%
HK$128,385
−HK$3,935/mo
Today · 4.125%
HK$132,320
baseline
▲ 0.50% · 4.625%
HK$140,371
+HK$8,051/mo
Deposit HK$18.20M · loan HK$27.30M · min. income ≈ HK$264,640/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,933,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,518
−HK$7,484/mo
▼ 0.25% · 3.875%
HK$142,233
−HK$3,769/mo
Today · 4.125%
HK$146,002
baseline
▲ 0.50% · 4.625%
HK$153,698
+HK$7,696/mo
Deposit HK$18.20M · loan HK$27.30M · min. income ≈ HK$292,004/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,933,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,264
−HK$9,109/mo
▼ 0.25% · 3.875%
HK$149,782
−HK$4,591/mo
Today · 4.125%
HK$154,373
baseline
▲ 0.50% · 4.625%
HK$163,766
+HK$9,393/mo
Deposit HK$13.65M · loan HK$31.85M · min. income ≈ HK$308,746/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,933,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,604
−HK$8,731/mo
▼ 0.25% · 3.875%
HK$165,938
−HK$4,397/mo
Today · 4.125%
HK$170,335
baseline
▲ 0.50% · 4.625%
HK$179,314
+HK$8,979/mo
Deposit HK$13.65M · loan HK$31.85M · min. income ≈ HK$340,670/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,933,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,767
−HK$11,712/mo
▼ 0.25% · 3.875%
HK$192,577
−HK$5,902/mo
Today · 4.125%
HK$198,479
baseline
▲ 0.50% · 4.625%
HK$210,556
+HK$12,077/mo
Deposit HK$4.55M · loan HK$40.95M · min. income ≈ HK$396,958/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$1,933,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,777
−HK$11,225/mo
▼ 0.25% · 3.875%
HK$213,349
−HK$5,653/mo
Today · 4.125%
HK$219,002
baseline
▲ 0.50% · 4.625%
HK$230,546
+HK$11,544/mo
Deposit HK$4.55M · loan HK$40.95M · min. income ≈ HK$438,004/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$1,933,900 · Scale 2, in force from 26 Feb 2026)