LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,376
−HK$651/mo
▼ 0.25% · 3.875%
HK$10,699
−HK$328/mo
Today · 4.125%
HK$11,027
baseline
▲ 0.50% · 4.625%
HK$11,698
+HK$671/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$22,054/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$72,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,543
−HK$624/mo
▼ 0.25% · 3.875%
HK$11,853
−HK$314/mo
Today · 4.125%
HK$12,167
baseline
▲ 0.50% · 4.625%
HK$12,808
+HK$641/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$24,334/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$72,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,451
−HK$781/mo
▼ 0.25% · 3.875%
HK$12,839
−HK$393/mo
Today · 4.125%
HK$13,232
baseline
▲ 0.50% · 4.625%
HK$14,037
+HK$805/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$26,464/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$72,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,852
−HK$748/mo
▼ 0.25% · 3.875%
HK$14,224
−HK$376/mo
Today · 4.125%
HK$14,600
baseline
▲ 0.50% · 4.625%
HK$15,370
+HK$770/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$29,200/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$72,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,527
−HK$911/mo
▼ 0.25% · 3.875%
HK$14,978
−HK$460/mo
Today · 4.125%
HK$15,438
baseline
▲ 0.50% · 4.625%
HK$16,377
+HK$939/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$30,876/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$72,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,161
−HK$873/mo
▼ 0.25% · 3.875%
HK$16,594
−HK$440/mo
Today · 4.125%
HK$17,034
baseline
▲ 0.50% · 4.625%
HK$17,932
+HK$898/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$34,068/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$72,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,677
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,258
−HK$590/mo
Today · 4.125%
HK$19,848
baseline
▲ 0.50% · 4.625%
HK$21,056
+HK$1,208/mo
Deposit HK$455K · loan HK$4.10M · min. income ≈ HK$39,696/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$72,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,778
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,335
−HK$566/mo
Today · 4.125%
HK$21,901
baseline
▲ 0.50% · 4.625%
HK$23,055
+HK$1,154/mo
Deposit HK$455K · loan HK$4.10M · min. income ≈ HK$43,802/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$72,542 · Scale 2, in force from 26 Feb 2026)