LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,376
−HK$651/mo
▼ 0.25% · 3.875%
HK$10,699
−HK$328/mo
Today · 4.125%
HK$11,027
baseline
▲ 0.50% · 4.625%
HK$11,698
+HK$671/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$22,054/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$72,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,544
−HK$623/mo
▼ 0.25% · 3.875%
HK$11,853
−HK$314/mo
Today · 4.125%
HK$12,167
baseline
▲ 0.50% · 4.625%
HK$12,809
+HK$642/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$24,334/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$72,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,452
−HK$781/mo
▼ 0.25% · 3.875%
HK$12,839
−HK$394/mo
Today · 4.125%
HK$13,233
baseline
▲ 0.50% · 4.625%
HK$14,038
+HK$805/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$26,466/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$72,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,852
−HK$749/mo
▼ 0.25% · 3.875%
HK$14,224
−HK$377/mo
Today · 4.125%
HK$14,601
baseline
▲ 0.50% · 4.625%
HK$15,370
+HK$769/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$29,202/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$72,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,527
−HK$911/mo
▼ 0.25% · 3.875%
HK$14,979
−HK$459/mo
Today · 4.125%
HK$15,438
baseline
▲ 0.50% · 4.625%
HK$16,377
+HK$939/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$30,876/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$72,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,161
−HK$873/mo
▼ 0.25% · 3.875%
HK$16,595
−HK$439/mo
Today · 4.125%
HK$17,034
baseline
▲ 0.50% · 4.625%
HK$17,932
+HK$898/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$34,068/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$72,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,678
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,259
−HK$590/mo
Today · 4.125%
HK$19,849
baseline
▲ 0.50% · 4.625%
HK$21,057
+HK$1,208/mo
Deposit HK$455K · loan HK$4.10M · min. income ≈ HK$39,698/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$72,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,779
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,336
−HK$565/mo
Today · 4.125%
HK$21,901
baseline
▲ 0.50% · 4.625%
HK$23,056
+HK$1,155/mo
Deposit HK$455K · loan HK$4.10M · min. income ≈ HK$43,802/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$72,555 · Scale 2, in force from 26 Feb 2026)