LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,799
−HK$6,509/mo
▼ 0.25% · 3.875%
HK$107,028
−HK$3,280/mo
Today · 4.125%
HK$110,308
baseline
▲ 0.50% · 4.625%
HK$117,021
+HK$6,713/mo
Deposit HK$22.76M · loan HK$22.76M · min. income ≈ HK$220,616/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$1,934,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,476
−HK$6,239/mo
▼ 0.25% · 3.875%
HK$118,573
−HK$3,142/mo
Today · 4.125%
HK$121,715
baseline
▲ 0.50% · 4.625%
HK$128,130
+HK$6,415/mo
Deposit HK$22.76M · loan HK$22.76M · min. income ≈ HK$243,430/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$1,934,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,559
−HK$7,811/mo
▼ 0.25% · 3.875%
HK$128,434
−HK$3,936/mo
Today · 4.125%
HK$132,370
baseline
▲ 0.50% · 4.625%
HK$140,425
+HK$8,055/mo
Deposit HK$18.21M · loan HK$27.31M · min. income ≈ HK$264,740/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,934,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,571
−HK$7,486/mo
▼ 0.25% · 3.875%
HK$142,287
−HK$3,770/mo
Today · 4.125%
HK$146,057
baseline
▲ 0.50% · 4.625%
HK$153,756
+HK$7,699/mo
Deposit HK$18.21M · loan HK$27.31M · min. income ≈ HK$292,114/mo (50% DSR)
Upfront cash ≈ HK$20.14M (deposit + AVD stamp duty HK$1,934,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,319
−HK$9,113/mo
▼ 0.25% · 3.875%
HK$149,839
−HK$4,593/mo
Today · 4.125%
HK$154,432
baseline
▲ 0.50% · 4.625%
HK$163,829
+HK$9,397/mo
Deposit HK$13.66M · loan HK$31.86M · min. income ≈ HK$308,864/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,934,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,666
−HK$8,734/mo
▼ 0.25% · 3.875%
HK$166,002
−HK$4,398/mo
Today · 4.125%
HK$170,400
baseline
▲ 0.50% · 4.625%
HK$179,382
+HK$8,982/mo
Deposit HK$13.66M · loan HK$31.86M · min. income ≈ HK$340,800/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,934,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,839
−HK$11,716/mo
▼ 0.25% · 3.875%
HK$192,651
−HK$5,904/mo
Today · 4.125%
HK$198,555
baseline
▲ 0.50% · 4.625%
HK$210,637
+HK$12,082/mo
Deposit HK$4.55M · loan HK$40.97M · min. income ≈ HK$397,110/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,934,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,856
−HK$11,230/mo
▼ 0.25% · 3.875%
HK$213,431
−HK$5,655/mo
Today · 4.125%
HK$219,086
baseline
▲ 0.50% · 4.625%
HK$230,635
+HK$11,549/mo
Deposit HK$4.55M · loan HK$40.97M · min. income ≈ HK$438,172/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,934,639 · Scale 2, in force from 26 Feb 2026)