LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,827
−HK$6,511/mo
▼ 0.25% · 3.875%
HK$107,057
−HK$3,281/mo
Today · 4.125%
HK$110,338
baseline
▲ 0.50% · 4.625%
HK$117,052
+HK$6,714/mo
Deposit HK$22.77M · loan HK$22.77M · min. income ≈ HK$220,676/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$1,935,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,507
−HK$6,240/mo
▼ 0.25% · 3.875%
HK$118,604
−HK$3,143/mo
Today · 4.125%
HK$121,747
baseline
▲ 0.50% · 4.625%
HK$128,164
+HK$6,417/mo
Deposit HK$22.77M · loan HK$22.77M · min. income ≈ HK$243,494/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$1,935,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,592
−HK$7,814/mo
▼ 0.25% · 3.875%
HK$128,468
−HK$3,938/mo
Today · 4.125%
HK$132,406
baseline
▲ 0.50% · 4.625%
HK$140,462
+HK$8,056/mo
Deposit HK$18.21M · loan HK$27.32M · min. income ≈ HK$264,812/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,935,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,608
−HK$7,488/mo
▼ 0.25% · 3.875%
HK$142,325
−HK$3,771/mo
Today · 4.125%
HK$146,096
baseline
▲ 0.50% · 4.625%
HK$153,797
+HK$7,701/mo
Deposit HK$18.21M · loan HK$27.32M · min. income ≈ HK$292,192/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,935,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,358
−HK$9,115/mo
▼ 0.25% · 3.875%
HK$149,879
−HK$4,594/mo
Today · 4.125%
HK$154,473
baseline
▲ 0.50% · 4.625%
HK$163,872
+HK$9,399/mo
Deposit HK$13.66M · loan HK$31.87M · min. income ≈ HK$308,946/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,935,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,709
−HK$8,737/mo
▼ 0.25% · 3.875%
HK$166,046
−HK$4,400/mo
Today · 4.125%
HK$170,446
baseline
▲ 0.50% · 4.625%
HK$179,430
+HK$8,984/mo
Deposit HK$13.66M · loan HK$31.87M · min. income ≈ HK$340,892/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,935,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,889
−HK$11,719/mo
▼ 0.25% · 3.875%
HK$192,702
−HK$5,906/mo
Today · 4.125%
HK$198,608
baseline
▲ 0.50% · 4.625%
HK$210,693
+HK$12,085/mo
Deposit HK$4.55M · loan HK$40.98M · min. income ≈ HK$397,216/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,935,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,912
−HK$11,233/mo
▼ 0.25% · 3.875%
HK$213,488
−HK$5,657/mo
Today · 4.125%
HK$219,145
baseline
▲ 0.50% · 4.625%
HK$230,696
+HK$11,551/mo
Deposit HK$4.55M · loan HK$40.98M · min. income ≈ HK$438,290/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,935,156 · Scale 2, in force from 26 Feb 2026)