LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,829
−HK$6,511/mo
▼ 0.25% · 3.875%
HK$107,059
−HK$3,281/mo
Today · 4.125%
HK$110,340
baseline
▲ 0.50% · 4.625%
HK$117,054
+HK$6,714/mo
Deposit HK$22.77M · loan HK$22.77M · min. income ≈ HK$220,680/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$1,935,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,509
−HK$6,241/mo
▼ 0.25% · 3.875%
HK$118,607
−HK$3,143/mo
Today · 4.125%
HK$121,750
baseline
▲ 0.50% · 4.625%
HK$128,167
+HK$6,417/mo
Deposit HK$22.77M · loan HK$22.77M · min. income ≈ HK$243,500/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$1,935,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,595
−HK$7,814/mo
▼ 0.25% · 3.875%
HK$128,471
−HK$3,938/mo
Today · 4.125%
HK$132,409
baseline
▲ 0.50% · 4.625%
HK$140,465
+HK$8,056/mo
Deposit HK$18.21M · loan HK$27.32M · min. income ≈ HK$264,818/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,935,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,611
−HK$7,489/mo
▼ 0.25% · 3.875%
HK$142,329
−HK$3,771/mo
Today · 4.125%
HK$146,100
baseline
▲ 0.50% · 4.625%
HK$153,801
+HK$7,701/mo
Deposit HK$18.21M · loan HK$27.32M · min. income ≈ HK$292,200/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,935,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,361
−HK$9,116/mo
▼ 0.25% · 3.875%
HK$149,883
−HK$4,594/mo
Today · 4.125%
HK$154,477
baseline
▲ 0.50% · 4.625%
HK$163,876
+HK$9,399/mo
Deposit HK$13.66M · loan HK$31.87M · min. income ≈ HK$308,954/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,935,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,713
−HK$8,737/mo
▼ 0.25% · 3.875%
HK$166,050
−HK$4,400/mo
Today · 4.125%
HK$170,450
baseline
▲ 0.50% · 4.625%
HK$179,434
+HK$8,984/mo
Deposit HK$13.66M · loan HK$31.87M · min. income ≈ HK$340,900/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,935,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,893
−HK$11,720/mo
▼ 0.25% · 3.875%
HK$192,706
−HK$5,907/mo
Today · 4.125%
HK$198,613
baseline
▲ 0.50% · 4.625%
HK$210,698
+HK$12,085/mo
Deposit HK$4.55M · loan HK$40.98M · min. income ≈ HK$397,226/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,935,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,917
−HK$11,233/mo
▼ 0.25% · 3.875%
HK$213,493
−HK$5,657/mo
Today · 4.125%
HK$219,150
baseline
▲ 0.50% · 4.625%
HK$230,701
+HK$11,551/mo
Deposit HK$4.55M · loan HK$40.98M · min. income ≈ HK$438,300/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,935,200 · Scale 2, in force from 26 Feb 2026)