LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,384
−HK$651/mo
▼ 0.25% · 3.875%
HK$10,707
−HK$328/mo
Today · 4.125%
HK$11,035
baseline
▲ 0.50% · 4.625%
HK$11,706
+HK$671/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$22,070/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$72,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,552
−HK$624/mo
▼ 0.25% · 3.875%
HK$11,861
−HK$315/mo
Today · 4.125%
HK$12,176
baseline
▲ 0.50% · 4.625%
HK$12,817
+HK$641/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$24,352/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$72,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,460
−HK$782/mo
▼ 0.25% · 3.875%
HK$12,848
−HK$394/mo
Today · 4.125%
HK$13,242
baseline
▲ 0.50% · 4.625%
HK$14,047
+HK$805/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$26,484/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$72,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,862
−HK$749/mo
▼ 0.25% · 3.875%
HK$14,234
−HK$377/mo
Today · 4.125%
HK$14,611
baseline
▲ 0.50% · 4.625%
HK$15,381
+HK$770/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$29,222/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$72,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,537
−HK$912/mo
▼ 0.25% · 3.875%
HK$14,989
−HK$460/mo
Today · 4.125%
HK$15,449
baseline
▲ 0.50% · 4.625%
HK$16,389
+HK$940/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$30,898/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$72,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,172
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,606
−HK$440/mo
Today · 4.125%
HK$17,046
baseline
▲ 0.50% · 4.625%
HK$17,944
+HK$898/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$34,092/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$72,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,690
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,272
−HK$590/mo
Today · 4.125%
HK$19,862
baseline
▲ 0.50% · 4.625%
HK$21,071
+HK$1,209/mo
Deposit HK$455K · loan HK$4.10M · min. income ≈ HK$39,724/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$72,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,793
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,351
−HK$565/mo
Today · 4.125%
HK$21,916
baseline
▲ 0.50% · 4.625%
HK$23,071
+HK$1,155/mo
Deposit HK$455K · loan HK$4.10M · min. income ≈ HK$43,832/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$72,868 · Scale 2, in force from 26 Feb 2026)