LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,840
−HK$6,511/mo
▼ 0.25% · 3.875%
HK$107,070
−HK$3,281/mo
Today · 4.125%
HK$110,351
baseline
▲ 0.50% · 4.625%
HK$117,066
+HK$6,715/mo
Deposit HK$22.77M · loan HK$22.77M · min. income ≈ HK$220,702/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$1,935,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,521
−HK$6,241/mo
▼ 0.25% · 3.875%
HK$118,619
−HK$3,143/mo
Today · 4.125%
HK$121,762
baseline
▲ 0.50% · 4.625%
HK$128,180
+HK$6,418/mo
Deposit HK$22.77M · loan HK$22.77M · min. income ≈ HK$243,524/mo (50% DSR)
Upfront cash ≈ HK$24.70M (deposit + AVD stamp duty HK$1,935,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,608
−HK$7,814/mo
▼ 0.25% · 3.875%
HK$128,484
−HK$3,938/mo
Today · 4.125%
HK$132,422
baseline
▲ 0.50% · 4.625%
HK$140,479
+HK$8,057/mo
Deposit HK$18.22M · loan HK$27.32M · min. income ≈ HK$264,844/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,935,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,625
−HK$7,489/mo
▼ 0.25% · 3.875%
HK$142,343
−HK$3,771/mo
Today · 4.125%
HK$146,114
baseline
▲ 0.50% · 4.625%
HK$153,816
+HK$7,702/mo
Deposit HK$18.22M · loan HK$27.32M · min. income ≈ HK$292,228/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,935,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,376
−HK$9,116/mo
▼ 0.25% · 3.875%
HK$149,898
−HK$4,594/mo
Today · 4.125%
HK$154,492
baseline
▲ 0.50% · 4.625%
HK$163,892
+HK$9,400/mo
Deposit HK$13.66M · loan HK$31.88M · min. income ≈ HK$308,984/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,935,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,729
−HK$8,738/mo
▼ 0.25% · 3.875%
HK$166,066
−HK$4,401/mo
Today · 4.125%
HK$170,467
baseline
▲ 0.50% · 4.625%
HK$179,452
+HK$8,985/mo
Deposit HK$13.66M · loan HK$31.88M · min. income ≈ HK$340,934/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,935,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,912
−HK$11,721/mo
▼ 0.25% · 3.875%
HK$192,726
−HK$5,907/mo
Today · 4.125%
HK$198,633
baseline
▲ 0.50% · 4.625%
HK$210,719
+HK$12,086/mo
Deposit HK$4.55M · loan HK$40.98M · min. income ≈ HK$397,266/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,935,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,937
−HK$11,234/mo
▼ 0.25% · 3.875%
HK$213,514
−HK$5,657/mo
Today · 4.125%
HK$219,171
baseline
▲ 0.50% · 4.625%
HK$230,724
+HK$11,553/mo
Deposit HK$4.55M · loan HK$40.98M · min. income ≈ HK$438,342/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,935,392 · Scale 2, in force from 26 Feb 2026)