LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,846
−HK$6,512/mo
▼ 0.25% · 3.875%
HK$107,076
−HK$3,282/mo
Today · 4.125%
HK$110,358
baseline
▲ 0.50% · 4.625%
HK$117,073
+HK$6,715/mo
Deposit HK$22.77M · loan HK$22.77M · min. income ≈ HK$220,716/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$1,935,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,527
−HK$6,242/mo
▼ 0.25% · 3.875%
HK$118,626
−HK$3,143/mo
Today · 4.125%
HK$121,769
baseline
▲ 0.50% · 4.625%
HK$128,187
+HK$6,418/mo
Deposit HK$22.77M · loan HK$22.77M · min. income ≈ HK$243,538/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$1,935,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,615
−HK$7,814/mo
▼ 0.25% · 3.875%
HK$128,491
−HK$3,938/mo
Today · 4.125%
HK$132,429
baseline
▲ 0.50% · 4.625%
HK$140,487
+HK$8,058/mo
Deposit HK$18.22M · loan HK$27.32M · min. income ≈ HK$264,858/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,935,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,633
−HK$7,490/mo
▼ 0.25% · 3.875%
HK$142,351
−HK$3,772/mo
Today · 4.125%
HK$146,123
baseline
▲ 0.50% · 4.625%
HK$153,825
+HK$7,702/mo
Deposit HK$18.22M · loan HK$27.32M · min. income ≈ HK$292,246/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,935,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,384
−HK$9,117/mo
▼ 0.25% · 3.875%
HK$149,906
−HK$4,595/mo
Today · 4.125%
HK$154,501
baseline
▲ 0.50% · 4.625%
HK$163,902
+HK$9,401/mo
Deposit HK$13.66M · loan HK$31.88M · min. income ≈ HK$309,002/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,935,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,738
−HK$8,738/mo
▼ 0.25% · 3.875%
HK$166,076
−HK$4,400/mo
Today · 4.125%
HK$170,476
baseline
▲ 0.50% · 4.625%
HK$179,462
+HK$8,986/mo
Deposit HK$13.66M · loan HK$31.88M · min. income ≈ HK$340,952/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,935,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,922
−HK$11,722/mo
▼ 0.25% · 3.875%
HK$192,737
−HK$5,907/mo
Today · 4.125%
HK$198,644
baseline
▲ 0.50% · 4.625%
HK$210,731
+HK$12,087/mo
Deposit HK$4.55M · loan HK$40.99M · min. income ≈ HK$397,288/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,935,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,949
−HK$11,235/mo
▼ 0.25% · 3.875%
HK$213,526
−HK$5,658/mo
Today · 4.125%
HK$219,184
baseline
▲ 0.50% · 4.625%
HK$230,737
+HK$11,553/mo
Deposit HK$4.55M · loan HK$40.99M · min. income ≈ HK$438,368/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,935,503 · Scale 2, in force from 26 Feb 2026)