LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,859
−HK$6,513/mo
▼ 0.25% · 3.875%
HK$107,090
−HK$3,282/mo
Today · 4.125%
HK$110,372
baseline
▲ 0.50% · 4.625%
HK$117,088
+HK$6,716/mo
Deposit HK$22.77M · loan HK$22.77M · min. income ≈ HK$220,744/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$1,935,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,542
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$118,641
−HK$3,144/mo
Today · 4.125%
HK$121,785
baseline
▲ 0.50% · 4.625%
HK$128,204
+HK$6,419/mo
Deposit HK$22.77M · loan HK$22.77M · min. income ≈ HK$243,570/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$1,935,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,631
−HK$7,816/mo
▼ 0.25% · 3.875%
HK$128,508
−HK$3,939/mo
Today · 4.125%
HK$132,447
baseline
▲ 0.50% · 4.625%
HK$140,506
+HK$8,059/mo
Deposit HK$18.22M · loan HK$27.33M · min. income ≈ HK$264,894/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,935,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,651
−HK$7,491/mo
▼ 0.25% · 3.875%
HK$142,369
−HK$3,773/mo
Today · 4.125%
HK$146,142
baseline
▲ 0.50% · 4.625%
HK$153,845
+HK$7,703/mo
Deposit HK$18.22M · loan HK$27.33M · min. income ≈ HK$292,284/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,935,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,403
−HK$9,118/mo
▼ 0.25% · 3.875%
HK$149,926
−HK$4,595/mo
Today · 4.125%
HK$154,521
baseline
▲ 0.50% · 4.625%
HK$163,923
+HK$9,402/mo
Deposit HK$13.66M · loan HK$31.88M · min. income ≈ HK$309,042/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,935,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,759
−HK$8,740/mo
▼ 0.25% · 3.875%
HK$166,098
−HK$4,401/mo
Today · 4.125%
HK$170,499
baseline
▲ 0.50% · 4.625%
HK$179,486
+HK$8,987/mo
Deposit HK$13.66M · loan HK$31.88M · min. income ≈ HK$340,998/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,935,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,947
−HK$11,723/mo
▼ 0.25% · 3.875%
HK$192,762
−HK$5,908/mo
Today · 4.125%
HK$198,670
baseline
▲ 0.50% · 4.625%
HK$210,758
+HK$12,088/mo
Deposit HK$4.55M · loan HK$40.99M · min. income ≈ HK$397,340/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,935,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,976
−HK$11,237/mo
▼ 0.25% · 3.875%
HK$213,554
−HK$5,659/mo
Today · 4.125%
HK$219,213
baseline
▲ 0.50% · 4.625%
HK$230,768
+HK$11,555/mo
Deposit HK$4.55M · loan HK$40.99M · min. income ≈ HK$438,426/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,935,756 · Scale 2, in force from 26 Feb 2026)