LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,386
−HK$651/mo
▼ 0.25% · 3.875%
HK$10,709
−HK$328/mo
Today · 4.125%
HK$11,037
baseline
▲ 0.50% · 4.625%
HK$11,709
+HK$672/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$22,074/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$72,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,554
−HK$625/mo
▼ 0.25% · 3.875%
HK$11,864
−HK$315/mo
Today · 4.125%
HK$12,179
baseline
▲ 0.50% · 4.625%
HK$12,821
+HK$642/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$24,358/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$72,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,463
−HK$782/mo
▼ 0.25% · 3.875%
HK$12,851
−HK$394/mo
Today · 4.125%
HK$13,245
baseline
▲ 0.50% · 4.625%
HK$14,051
+HK$806/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$26,490/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$72,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,865
−HK$749/mo
▼ 0.25% · 3.875%
HK$14,237
−HK$377/mo
Today · 4.125%
HK$14,614
baseline
▲ 0.50% · 4.625%
HK$15,385
+HK$771/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$29,228/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$72,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,541
−HK$911/mo
▼ 0.25% · 3.875%
HK$14,993
−HK$459/mo
Today · 4.125%
HK$15,452
baseline
▲ 0.50% · 4.625%
HK$16,393
+HK$941/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$30,904/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$72,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,176
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,610
−HK$440/mo
Today · 4.125%
HK$17,050
baseline
▲ 0.50% · 4.625%
HK$17,949
+HK$899/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$34,100/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$72,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,695
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,276
−HK$591/mo
Today · 4.125%
HK$19,867
baseline
▲ 0.50% · 4.625%
HK$21,076
+HK$1,209/mo
Deposit HK$455K · loan HK$4.10M · min. income ≈ HK$39,734/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$72,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,798
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,356
−HK$566/mo
Today · 4.125%
HK$21,922
baseline
▲ 0.50% · 4.625%
HK$23,077
+HK$1,155/mo
Deposit HK$455K · loan HK$4.10M · min. income ≈ HK$43,844/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$72,979 · Scale 2, in force from 26 Feb 2026)