LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,868
−HK$6,513/mo
▼ 0.25% · 3.875%
HK$107,099
−HK$3,282/mo
Today · 4.125%
HK$110,381
baseline
▲ 0.50% · 4.625%
HK$117,098
+HK$6,717/mo
Deposit HK$22.78M · loan HK$22.78M · min. income ≈ HK$220,762/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$1,935,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,552
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$118,651
−HK$3,144/mo
Today · 4.125%
HK$121,795
baseline
▲ 0.50% · 4.625%
HK$128,215
+HK$6,420/mo
Deposit HK$22.78M · loan HK$22.78M · min. income ≈ HK$243,590/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$1,935,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,642
−HK$7,816/mo
▼ 0.25% · 3.875%
HK$128,519
−HK$3,939/mo
Today · 4.125%
HK$132,458
baseline
▲ 0.50% · 4.625%
HK$140,517
+HK$8,059/mo
Deposit HK$18.22M · loan HK$27.33M · min. income ≈ HK$264,916/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,935,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,662
−HK$7,492/mo
▼ 0.25% · 3.875%
HK$142,381
−HK$3,773/mo
Today · 4.125%
HK$146,154
baseline
▲ 0.50% · 4.625%
HK$153,858
+HK$7,704/mo
Deposit HK$18.22M · loan HK$27.33M · min. income ≈ HK$292,308/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,935,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,415
−HK$9,119/mo
▼ 0.25% · 3.875%
HK$149,938
−HK$4,596/mo
Today · 4.125%
HK$154,534
baseline
▲ 0.50% · 4.625%
HK$163,937
+HK$9,403/mo
Deposit HK$13.67M · loan HK$31.89M · min. income ≈ HK$309,068/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,935,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,773
−HK$8,740/mo
▼ 0.25% · 3.875%
HK$166,112
−HK$4,401/mo
Today · 4.125%
HK$170,513
baseline
▲ 0.50% · 4.625%
HK$179,501
+HK$8,988/mo
Deposit HK$13.67M · loan HK$31.89M · min. income ≈ HK$341,026/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,935,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,962
−HK$11,724/mo
▼ 0.25% · 3.875%
HK$192,778
−HK$5,908/mo
Today · 4.125%
HK$198,686
baseline
▲ 0.50% · 4.625%
HK$210,776
+HK$12,090/mo
Deposit HK$4.56M · loan HK$41.00M · min. income ≈ HK$397,372/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,935,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,994
−HK$11,237/mo
▼ 0.25% · 3.875%
HK$213,572
−HK$5,659/mo
Today · 4.125%
HK$219,231
baseline
▲ 0.50% · 4.625%
HK$230,787
+HK$11,556/mo
Deposit HK$4.56M · loan HK$41.00M · min. income ≈ HK$438,462/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,935,918 · Scale 2, in force from 26 Feb 2026)