LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,387
−HK$652/mo
▼ 0.25% · 3.875%
HK$10,710
−HK$329/mo
Today · 4.125%
HK$11,039
baseline
▲ 0.50% · 4.625%
HK$11,710
+HK$671/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$22,078/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$73,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,556
−HK$624/mo
▼ 0.25% · 3.875%
HK$11,866
−HK$314/mo
Today · 4.125%
HK$12,180
baseline
▲ 0.50% · 4.625%
HK$12,822
+HK$642/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$24,360/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$73,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,465
−HK$782/mo
▼ 0.25% · 3.875%
HK$12,853
−HK$394/mo
Today · 4.125%
HK$13,247
baseline
▲ 0.50% · 4.625%
HK$14,053
+HK$806/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$26,494/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$73,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,867
−HK$749/mo
▼ 0.25% · 3.875%
HK$14,239
−HK$377/mo
Today · 4.125%
HK$14,616
baseline
▲ 0.50% · 4.625%
HK$15,387
+HK$771/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$29,232/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$73,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,542
−HK$912/mo
▼ 0.25% · 3.875%
HK$14,995
−HK$459/mo
Today · 4.125%
HK$15,454
baseline
▲ 0.50% · 4.625%
HK$16,395
+HK$941/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$30,908/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$73,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,178
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,612
−HK$440/mo
Today · 4.125%
HK$17,052
baseline
▲ 0.50% · 4.625%
HK$17,951
+HK$899/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$34,104/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$73,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,697
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,279
−HK$591/mo
Today · 4.125%
HK$19,870
baseline
▲ 0.50% · 4.625%
HK$21,079
+HK$1,209/mo
Deposit HK$456K · loan HK$4.10M · min. income ≈ HK$39,740/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$73,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,801
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,358
−HK$566/mo
Today · 4.125%
HK$21,924
baseline
▲ 0.50% · 4.625%
HK$23,080
+HK$1,156/mo
Deposit HK$456K · loan HK$4.10M · min. income ≈ HK$43,848/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$73,036 · Scale 2, in force from 26 Feb 2026)