LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,877
−HK$6,514/mo
▼ 0.25% · 3.875%
HK$107,108
−HK$3,283/mo
Today · 4.125%
HK$110,391
baseline
▲ 0.50% · 4.625%
HK$117,108
+HK$6,717/mo
Deposit HK$22.78M · loan HK$22.78M · min. income ≈ HK$220,782/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$1,936,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,562
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$118,661
−HK$3,144/mo
Today · 4.125%
HK$121,805
baseline
▲ 0.50% · 4.625%
HK$128,226
+HK$6,421/mo
Deposit HK$22.78M · loan HK$22.78M · min. income ≈ HK$243,610/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$1,936,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,652
−HK$7,817/mo
▼ 0.25% · 3.875%
HK$128,529
−HK$3,940/mo
Today · 4.125%
HK$132,469
baseline
▲ 0.50% · 4.625%
HK$140,529
+HK$8,060/mo
Deposit HK$18.22M · loan HK$27.33M · min. income ≈ HK$264,938/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,936,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,674
−HK$7,492/mo
▼ 0.25% · 3.875%
HK$142,393
−HK$3,773/mo
Today · 4.125%
HK$146,166
baseline
▲ 0.50% · 4.625%
HK$153,871
+HK$7,705/mo
Deposit HK$18.22M · loan HK$27.33M · min. income ≈ HK$292,332/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,936,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,427
−HK$9,120/mo
▼ 0.25% · 3.875%
HK$149,951
−HK$4,596/mo
Today · 4.125%
HK$154,547
baseline
▲ 0.50% · 4.625%
HK$163,951
+HK$9,404/mo
Deposit HK$13.67M · loan HK$31.89M · min. income ≈ HK$309,094/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,936,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,787
−HK$8,740/mo
▼ 0.25% · 3.875%
HK$166,126
−HK$4,401/mo
Today · 4.125%
HK$170,527
baseline
▲ 0.50% · 4.625%
HK$179,516
+HK$8,989/mo
Deposit HK$13.67M · loan HK$31.89M · min. income ≈ HK$341,054/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,936,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,978
−HK$11,725/mo
▼ 0.25% · 3.875%
HK$192,794
−HK$5,909/mo
Today · 4.125%
HK$198,703
baseline
▲ 0.50% · 4.625%
HK$210,794
+HK$12,091/mo
Deposit HK$4.56M · loan HK$41.00M · min. income ≈ HK$397,406/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,936,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,011
−HK$11,238/mo
▼ 0.25% · 3.875%
HK$213,590
−HK$5,659/mo
Today · 4.125%
HK$219,249
baseline
▲ 0.50% · 4.625%
HK$230,806
+HK$11,557/mo
Deposit HK$4.56M · loan HK$41.00M · min. income ≈ HK$438,498/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,936,081 · Scale 2, in force from 26 Feb 2026)