LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,388
−HK$651/mo
▼ 0.25% · 3.875%
HK$10,711
−HK$328/mo
Today · 4.125%
HK$11,039
baseline
▲ 0.50% · 4.625%
HK$11,711
+HK$672/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$22,078/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$73,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,556
−HK$625/mo
▼ 0.25% · 3.875%
HK$11,866
−HK$315/mo
Today · 4.125%
HK$12,181
baseline
▲ 0.50% · 4.625%
HK$12,823
+HK$642/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$24,362/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$73,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,466
−HK$781/mo
▼ 0.25% · 3.875%
HK$12,853
−HK$394/mo
Today · 4.125%
HK$13,247
baseline
▲ 0.50% · 4.625%
HK$14,053
+HK$806/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$26,494/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$73,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,868
−HK$749/mo
▼ 0.25% · 3.875%
HK$14,240
−HK$377/mo
Today · 4.125%
HK$14,617
baseline
▲ 0.50% · 4.625%
HK$15,388
+HK$771/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$29,234/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$73,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,543
−HK$912/mo
▼ 0.25% · 3.875%
HK$14,996
−HK$459/mo
Today · 4.125%
HK$15,455
baseline
▲ 0.50% · 4.625%
HK$16,396
+HK$941/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$30,910/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$73,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,179
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,613
−HK$440/mo
Today · 4.125%
HK$17,053
baseline
▲ 0.50% · 4.625%
HK$17,952
+HK$899/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$34,106/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$73,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,698
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,280
−HK$591/mo
Today · 4.125%
HK$19,871
baseline
▲ 0.50% · 4.625%
HK$21,080
+HK$1,209/mo
Deposit HK$456K · loan HK$4.10M · min. income ≈ HK$39,742/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$73,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,802
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,360
−HK$566/mo
Today · 4.125%
HK$21,926
baseline
▲ 0.50% · 4.625%
HK$23,081
+HK$1,155/mo
Deposit HK$456K · loan HK$4.10M · min. income ≈ HK$43,852/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$73,061 · Scale 2, in force from 26 Feb 2026)