LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,883
−HK$6,514/mo
▼ 0.25% · 3.875%
HK$107,114
−HK$3,283/mo
Today · 4.125%
HK$110,397
baseline
▲ 0.50% · 4.625%
HK$117,114
+HK$6,717/mo
Deposit HK$22.78M · loan HK$22.78M · min. income ≈ HK$220,794/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$1,936,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,568
−HK$6,244/mo
▼ 0.25% · 3.875%
HK$118,668
−HK$3,144/mo
Today · 4.125%
HK$121,812
baseline
▲ 0.50% · 4.625%
HK$128,233
+HK$6,421/mo
Deposit HK$22.78M · loan HK$22.78M · min. income ≈ HK$243,624/mo (50% DSR)
Upfront cash ≈ HK$24.71M (deposit + AVD stamp duty HK$1,936,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,659
−HK$7,817/mo
▼ 0.25% · 3.875%
HK$128,537
−HK$3,939/mo
Today · 4.125%
HK$132,476
baseline
▲ 0.50% · 4.625%
HK$140,537
+HK$8,061/mo
Deposit HK$18.22M · loan HK$27.33M · min. income ≈ HK$264,952/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,936,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,682
−HK$7,493/mo
▼ 0.25% · 3.875%
HK$142,401
−HK$3,774/mo
Today · 4.125%
HK$146,175
baseline
▲ 0.50% · 4.625%
HK$153,880
+HK$7,705/mo
Deposit HK$18.22M · loan HK$27.33M · min. income ≈ HK$292,350/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,936,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,436
−HK$9,120/mo
▼ 0.25% · 3.875%
HK$149,960
−HK$4,596/mo
Today · 4.125%
HK$154,556
baseline
▲ 0.50% · 4.625%
HK$163,960
+HK$9,404/mo
Deposit HK$13.67M · loan HK$31.89M · min. income ≈ HK$309,112/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,936,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,796
−HK$8,741/mo
▼ 0.25% · 3.875%
HK$166,135
−HK$4,402/mo
Today · 4.125%
HK$170,537
baseline
▲ 0.50% · 4.625%
HK$179,526
+HK$8,989/mo
Deposit HK$13.67M · loan HK$31.89M · min. income ≈ HK$341,074/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,936,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,989
−HK$11,726/mo
▼ 0.25% · 3.875%
HK$192,805
−HK$5,910/mo
Today · 4.125%
HK$198,715
baseline
▲ 0.50% · 4.625%
HK$210,806
+HK$12,091/mo
Deposit HK$4.56M · loan HK$41.00M · min. income ≈ HK$397,430/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,936,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,023
−HK$11,239/mo
▼ 0.25% · 3.875%
HK$213,602
−HK$5,660/mo
Today · 4.125%
HK$219,262
baseline
▲ 0.50% · 4.625%
HK$230,819
+HK$11,557/mo
Deposit HK$4.56M · loan HK$41.00M · min. income ≈ HK$438,524/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,936,191 · Scale 2, in force from 26 Feb 2026)