LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,389
−HK$652/mo
▼ 0.25% · 3.875%
HK$10,712
−HK$329/mo
Today · 4.125%
HK$11,041
baseline
▲ 0.50% · 4.625%
HK$11,713
+HK$672/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$22,082/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$73,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,558
−HK$624/mo
▼ 0.25% · 3.875%
HK$11,868
−HK$314/mo
Today · 4.125%
HK$12,182
baseline
▲ 0.50% · 4.625%
HK$12,825
+HK$643/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$24,364/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$73,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,467
−HK$782/mo
▼ 0.25% · 3.875%
HK$12,855
−HK$394/mo
Today · 4.125%
HK$13,249
baseline
▲ 0.50% · 4.625%
HK$14,055
+HK$806/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$26,498/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$73,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,870
−HK$749/mo
▼ 0.25% · 3.875%
HK$14,242
−HK$377/mo
Today · 4.125%
HK$14,619
baseline
▲ 0.50% · 4.625%
HK$15,390
+HK$771/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$29,238/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$73,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,545
−HK$912/mo
▼ 0.25% · 3.875%
HK$14,997
−HK$460/mo
Today · 4.125%
HK$15,457
baseline
▲ 0.50% · 4.625%
HK$16,398
+HK$941/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$30,914/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$73,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,181
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,615
−HK$440/mo
Today · 4.125%
HK$17,055
baseline
▲ 0.50% · 4.625%
HK$17,954
+HK$899/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$34,110/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$73,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,701
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,282
−HK$591/mo
Today · 4.125%
HK$19,873
baseline
▲ 0.50% · 4.625%
HK$21,083
+HK$1,210/mo
Deposit HK$456K · loan HK$4.10M · min. income ≈ HK$39,746/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$73,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,804
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,362
−HK$566/mo
Today · 4.125%
HK$21,928
baseline
▲ 0.50% · 4.625%
HK$23,084
+HK$1,156/mo
Deposit HK$456K · loan HK$4.10M · min. income ≈ HK$43,856/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$73,120 · Scale 2, in force from 26 Feb 2026)